House of Investments (PHS:HI) Pretax Margin %: 12.47% (As of Mar. 2026) — 64% Above Median


PHS:HI House of Investments Inc PHS:HI
71 GF Score
Price ₱4.60
GF Value ₱5.70
Valuation Modestly Undervalued
! 4 Warning Signs
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What is House of Investments Pretax Margin %?

House of Investments PHS:HI 71 Pretax Margin % is 12.47% as of Mar. 2026, which is 64% above its 10-year median of 7.60. GuruFocus rates PHS:HI with a GF Score™ of 71/100 and a GF Value™ of ₱5.70 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 549 Conglomerates companies, House of Investments ranks better than 63.75% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. House of Investments's Pre-Tax Income for the three months ended in Mar. 2026 was ₱1,471 Mil. House of Investments's Revenue for the three months ended in Mar. 2026 was ₱11,794 Mil. Therefore, House of Investments's pretax margin for the quarter that ended in Mar. 2026 was 12.47%.

The historical rank and industry rank for House of Investments's Pretax Margin % or its related term are showing as below:

PHS:HI' s Pretax Margin % Range Over the Past 10 Years
Min: -14   Med: 7.6   Max: 16.94
Current: 10.03


PHS:HI's Pretax Margin % is ranked better than
63.75% of 549 companies
in the Conglomerates industry
Industry Median: 6.57 vs PHS:HI: 10.03

House of Investments  (PHS:HI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


House of Investments Pretax Margin % Related Terms


House of Investments Pretax Margin % Historical Data

* Premium members only.

The historical data trend for House of Investments's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

House of Investments Pretax Margin % Chart

House of Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.51 16.94 10.64 8.45 10.35

House of Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.75 4.09 22.88 1.91 12.47

PHS:HI vs HON, MMM: Pretax Margin % Comparison

For the Conglomerates subindustry, House of Investments's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


House of Investments Pretax Margin % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, House of Investments's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where House of Investments's Pretax Margin % falls into.


PHS:HI
71GF Score
House of Investments Inc PHS:HI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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House of Investments Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

House of Investments's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4518.901/43674.03
=10.35 %

House of Investments's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1471.213/11794.41
=12.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 12.47% mean?
House of Investments (PHS:HI) has a Pretax Margin % of 12.47% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on House of Investments and its competitors. This is 64% above median its historical median of 7.60. According to the industry distribution chart, House of Investments ranks #199 out of 549 companies in the Conglomerates industry, placing it in the top 36.2%.
Is House of Investments' Pretax Margin % too high?
House of Investments' current Pretax Margin % of 12.47% is 64% above median its 10-year median of 7.60. The Conglomerates industry median Pretax Margin % is 6.57. House of Investments' value of 12.47% is 89.8% above this industry median. Based on the distribution chart, House of Investments ranks #199 out of 549 companies in the Conglomerates industry, which is above the industry midpoint. Overall, House of Investments has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Pretax Margin % compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #199 out of 549 companies for Pretax Margin %. This puts House of Investments in the upper half of its industry. The industry median Pretax Margin % is 6.57. House of Investments' value of 12.47% is 89.8% above this benchmark. While the company's 10-year median is 7.60 vs. the industry median of 6.57, House of Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Conglomerates company?
The median Pretax Margin % among Conglomerates companies is 6.57, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Pretax Margin % of 12.47% is 89.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Pretax Margin % is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Pretax Margin % is 12.47%, which is 64% above median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.70, compared to a current price of ₱4.60 — trading 19.3% below its estimated fair value. The current Pretax Margin % is 12.47%, which is 64% above median its 10-year median of 7.60 and 89.8% above the Conglomerates industry median of 6.57. House of Investments' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Pretax Margin % is 12.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is House of Investments (PHS:HI) Overvalued in 2026?

Based on GuruFocus' analysis, House of Investments stock appears to be undervalued. The current stock price of ₱4.60 is trading 19.3% below its estimated GF Value™ of ₱5.70. GuruFocus considers House of Investments to be Modestly Undervalued.

Key valuation signals for PHS:HI:

  • Pretax Margin %: 12.47% (64% above median its 10-year median of 7.60)
  • GF Value™: ₱5.70 vs. price of ₱4.60 (19.3% below fair value)
  • GF Score™: 71/100 with 4 warning signs
  • Industry Position: 89.8% above the Conglomerates median (#199 of 549)

No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


House of Investments Business Description

Address 221 Sen. Gil J. Puyat Avenue, 9th Floor, Grepalife Building, Metro Manila, Makati, PHL, 1200
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
71GF Score

Get the complete analysis for PHS:HI

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱4.60
Price
₱5.70
GF Value