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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
House of InvestmentsPHS:HI +1.17%70 Equity-to-Asset is 0.20 as of Mar. 2026, which is 29% below its 10-year median of 0.28. GuruFocus rates PHS:HI with a GF Score™ of 70/100 and a GF Value™ of ₱5.84 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 557 Conglomerates companies, House of Investments ranks worse than 85.1% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. House of Investments's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₱36,212 Mil. House of Investments's Total Assets for the quarter that ended in Mar. 2026 was ₱178,561 Mil.
Therefore, House of Investments's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.20.
The historical rank and industry rank for House of Investments's Equity-to-Asset or its related term are showing as below:
PHS:HI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.2 Med: 0.28 Max: 0.49
Current: 0.2
During the past 13 years, the highest Equity to Asset Ratio of House of Investments was 0.49. The lowest was 0.20. And the median was 0.28.
PHS:HI's Equity-to-Asset is ranked worse than 85.1% of 557
companies
in the Conglomerates industry
Industry Median: 0.45
vs PHS:HI: 0.20
House of Investments (PHS:HI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
House of Investments Equity-to-Asset Related Terms
House of Investments Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for House of Investments's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Conglomerates subindustry, House of Investments's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
House of Investments Equity-to-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, House of Investments's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where House of Investments's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
House of Investments's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
House of Investments (PHS:HI) has a Equity-to-Asset of 0.20 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on House of Investments and its competitors. This is 29% below median its historical median of 0.28. Over the past decade, House of Investments' Equity-to-Asset has ranged from 0.20 to 0.49. According to the industry distribution chart, House of Investments ranks #474 out of 557 companies in the Conglomerates industry, placing it in the top 85.1%.
Is House of Investments' Equity-to-Asset too high?
House of Investments' current Equity-to-Asset of 0.20 is 29% below median its 10-year median of 0.28. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.49. The Conglomerates industry median Equity-to-Asset is 0.45. House of Investments' value of 0.20 is 55.6% below this industry median. Based on the distribution chart, House of Investments ranks #474 out of 557 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, House of Investments has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Equity-to-Asset compare to MMM and HON?
According to the Conglomerates industry distribution chart, House of Investments ranks #474 out of 557 companies for Equity-to-Asset. This places House of Investments in the lower half of its industry. The industry median Equity-to-Asset is 0.45. House of Investments' value of 0.20 is 55.6% below this benchmark. Historically, House of Investments' own Equity-to-Asset has ranged from 0.20 to 0.49 over the past decade. While the company's 10-year median is 0.28 vs. the industry median of 0.45, House of Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Conglomerates company?
The median Equity-to-Asset among Conglomerates companies is 0.45, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Equity-to-Asset of 0.20 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Equity-to-Asset is 0.20, which is 29% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.84, compared to a current price of ₱5.20 — trading 11% below its estimated fair value. The current Equity-to-Asset is 0.20, which is 29% below median its 10-year median of 0.28 and 55.6% below the Conglomerates industry median of 0.45. House of Investments' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Equity-to-Asset is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is House of Investments (PHS:HI) Overvalued in 2026?
Based on GuruFocus' analysis, House of Investments stock appears to be undervalued.
The current stock price of ₱5.20 is trading 11% below its estimated GF Value™ of ₱5.84.
GuruFocus considers House of Investments to be Modestly Undervalued.
Key valuation signals for PHS:HI:
Equity-to-Asset: 0.20 (29% below median its 10-year median of 0.28)
GF Value™: ₱5.84 vs. price of ₱5.20 (11% below fair value)
Industry Position: 55.6% below the Conglomerates median (#474 of 557)
No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
70GF Score
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