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House of InvestmentsPHS:HI 74 Return-on-Tangible-Asset is 1.61% as of Mar. 2026, which is 1% above its 10-year median of 1.60. GuruFocus rates PHS:HI with a GF Score™ of 74/100 and a GF Value™ of ₱5.75 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 571 Conglomerates companies, House of Investments ranks worse than 62.52% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. House of Investments's annualizedNet Income for the quarter that ended in Mar. 2026 was ₱2,843 Mil. House of Investments's average total tangible assets for the quarter that ended in Mar. 2026 was ₱176,404 Mil. Therefore, House of Investments's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 1.61%.
The historical rank and industry rank for House of Investments's Return-on-Tangible-Asset or its related term are showing as below:
PHS:HI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.62 Med: 1.6 Max: 2.69
Current: 1.29
During the past 13 years, House of Investments's highest Return-on-Tangible-Asset was 2.69%. The lowest was -1.62%. And the median was 1.60%.
PHS:HI's Return-on-Tangible-Asset is ranked worse than 62.52% of 571
companies
in the Conglomerates industry
Industry Median: 2.69
vs PHS:HI: 1.29
House of Investments (PHS:HI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
House of Investments Return-on-Tangible-Asset Related Terms
House of Investments Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for House of Investments's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
House of Investments Return-on-Tangible-Asset Chart
PHS:HI vs HON, MMM: Return-on-Tangible-Asset Comparison
For the Conglomerates subindustry, House of Investments's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
House of Investments Return-on-Tangible-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, House of Investments's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where House of Investments's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.61% mean?
House of Investments (PHS:HI) has a Return-on-Tangible-Asset of 1.61% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on House of Investments and its competitors. This is near median its historical median of 1.60. According to the industry distribution chart, House of Investments ranks #357 out of 571 companies in the Conglomerates industry, placing it in the top 62.5%.
Is House of Investments' Return-on-Tangible-Asset too high?
House of Investments' current Return-on-Tangible-Asset of 1.61% is near median its 10-year median of 1.60. The Conglomerates industry median Return-on-Tangible-Asset is 2.69. House of Investments' value of 1.61% is 40.1% below this industry median. Based on the distribution chart, House of Investments ranks #357 out of 571 companies in the Conglomerates industry, which is below the industry midpoint. Overall, House of Investments has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Return-on-Tangible-Asset compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #357 out of 571 companies for Return-on-Tangible-Asset. This places House of Investments in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.69. House of Investments' value of 1.61% is 40.1% below this benchmark. While the company's 10-year median is 1.60 vs. the industry median of 2.69, House of Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Conglomerates company?
The median Return-on-Tangible-Asset among Conglomerates companies is 2.69, based on 571 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Return-on-Tangible-Asset of 1.61% is 40.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Asset is 2.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Return-on-Tangible-Asset is 1.61%, which is near median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.75, compared to a current price of ₱4.65 — trading 19.1% below its estimated fair value. The current Return-on-Tangible-Asset is 1.61%, which is near median its 10-year median of 1.60 and 40.1% below the Conglomerates industry median of 2.69. House of Investments' overall GF Score™ is 74/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Return-on-Tangible-Asset is 1.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is House of Investments (PHS:HI) Overvalued in 2026?
Based on GuruFocus' analysis, House of Investments stock appears to be undervalued.
The current stock price of ₱4.65 is trading 19.1% below its estimated GF Value™ of ₱5.75.
GuruFocus considers House of Investments to be Modestly Undervalued.
Key valuation signals for PHS:HI:
Return-on-Tangible-Asset: 1.61% (near median its 10-year median of 1.60)
GF Value™: ₱5.75 vs. price of ₱4.65 (19.1% below fair value)
Industry Position: 40.1% below the Conglomerates median (#357 of 571)
No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
74GF Score
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