House of InvestmentsPHS:HI 72 Return-on-Tangible-Equity is 8.03% as of Mar. 2026, which is 17% above its 10-year median of 6.84. GuruFocus rates PHS:HI with a GF Score™ of 72/100 and a GF Value™ of ₱5.72 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 549 Conglomerates companies, House of Investments ranks worse than 55.19% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. House of Investments's annualized net income for the quarter that ended in Mar. 2026 was ₱2,843 Mil. House of Investments's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₱35,414 Mil. Therefore, House of Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 8.03%.
The historical rank and industry rank for House of Investments's Return-on-Tangible-Equity or its related term are showing as below:
PHS:HI'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -6.18 Med: 6.84 Max: 9.29
Current: 6.39
During the past 13 years, House of Investments's highest Return-on-Tangible-Equity was 9.29%. The lowest was -6.18%. And the median was 6.84%.
PHS:HI's Return-on-Tangible-Equity is ranked worse than 55.19% of 549
companies
in the Conglomerates industry
Industry Median: 7.44
vs PHS:HI: 6.39
House of Investments (PHS:HI) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
House of Investments Return-on-Tangible-Equity Related Terms
House of Investments Return-on-Tangible-Equity Historical Data
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The historical data trend for House of Investments's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
House of Investments Return-on-Tangible-Equity Chart
PHS:HI vs HON, MMM: Return-on-Tangible-Equity Comparison
For the Conglomerates subindustry, House of Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
House of Investments Return-on-Tangible-Equity vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, House of Investments's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where House of Investments's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.03% mean?
House of Investments (PHS:HI) has a Return-on-Tangible-Equity of 8.03% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on House of Investments and its competitors. This is 17% above median its historical median of 6.84. According to the industry distribution chart, House of Investments ranks #303 out of 549 companies in the Conglomerates industry, placing it in the top 55.2%.
Is House of Investments' Return-on-Tangible-Equity too high?
House of Investments' current Return-on-Tangible-Equity of 8.03% is 17% above median its 10-year median of 6.84. The Conglomerates industry median Return-on-Tangible-Equity is 7.44. House of Investments' value of 8.03% is 7.9% above this industry median. Based on the distribution chart, House of Investments ranks #303 out of 549 companies in the Conglomerates industry, which is below the industry midpoint. Overall, House of Investments has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does House of Investments' Return-on-Tangible-Equity compare to HON and MMM?
According to the Conglomerates industry distribution chart, House of Investments ranks #303 out of 549 companies for Return-on-Tangible-Equity. This places House of Investments in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.44. House of Investments' value of 8.03% is 7.9% above this benchmark. While the company's 10-year median is 6.84 vs. the industry median of 7.44, House of Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Conglomerates company?
The median Return-on-Tangible-Equity among Conglomerates companies is 7.44, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. House of Investments's current Return-on-Tangible-Equity of 8.03% is 7.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on House of Investments and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Equity is 7.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. House of Investments's current Return-on-Tangible-Equity is 8.03%, which is 17% above median its own 10-year median of 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is House of Investments stock overvalued right now?
Based on GuruFocus' analysis, House of Investments (PHS:HI) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱5.72, compared to a current price of ₱4.61 — trading 19.4% below its estimated fair value. The current Return-on-Tangible-Equity is 8.03%, which is 17% above median its 10-year median of 6.84 and 7.9% above the Conglomerates industry median of 7.44. House of Investments' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For House of Investments (PHS:HI), the current Return-on-Tangible-Equity is 8.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is House of Investments (PHS:HI) Overvalued in 2026?
Based on GuruFocus' analysis, House of Investments stock appears to be undervalued.
The current stock price of ₱4.61 is trading 19.4% below its estimated GF Value™ of ₱5.72.
GuruFocus considers House of Investments to be Modestly Undervalued.
Key valuation signals for PHS:HI:
Return-on-Tangible-Equity: 8.03% (17% above median its 10-year median of 6.84)
GF Value™: ₱5.72 vs. price of ₱4.61 (19.4% below fair value)
Industry Position: 7.9% above the Conglomerates median (#303 of 549)
No single metric tells the full story. See the PHS:HI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
House of Investments Inc is an investment holding and management company. The investments of the company are organized into four segments: Financial Services consists of non-life and life insurance arm of the Group and trust and asset management, Property and Property Services represents property and project management services of the Group, Education consists of revenues from IPO and subsidiaries in education and other related support services, and Automotive represents automotive dealerships of the Group, and other services segment consists of other support services. The company's portfolio investments are in Energy, Healthcare, Deathcare and Construction.
72GF Score
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