Bupa Arabia for Cooperative Insurance Co (SAU:8210) Cyclically Adjusted PB Ratio: 5.51 (As of Aug. 24, 2026) — 31% Below Median

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SAU:8210 Bupa Arabia for Cooperative Insurance Co SAU:8210
89 GF Score
Price ﷼163.40
GF Value ﷼214.78
Valuation Modestly Undervalued
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What is Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio?

Bupa Arabia for Cooperative Insurance Co SAU:8210 -0.06% 89 Cyclically Adjusted PB Ratio is 5.51 as of Aug. 24, 2026, which is 31% below its 10-year median of 8.00. GuruFocus rates SAU:8210 with a GF Score™ of 89/100 and a GF Value™ of ﷼214.78 (Modestly Undervalued). Among 413 Insurance companies, Bupa Arabia for Cooperative Insurance Co ranks worse than 93.22% on this metric.

As of today (2026-08-24), Bupa Arabia for Cooperative Insurance Co's current share price is ﷼163.40. Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ﷼29.67. Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio for today is 5.51.

The historical rank and industry rank for Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

SAU:8210' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 4.84   Med: 8   Max: 12.37
Current: 5.51

During the past years, Bupa Arabia for Cooperative Insurance Co's highest Cyclically Adjusted PB Ratio was 12.37. The lowest was 4.84. And the median was 8.00.

SAU:8210's Cyclically Adjusted PB Ratio is ranked worse than
93.22% of 413 companies
in the Insurance industry
Industry Median: 1.38 vs SAU:8210: 5.51

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bupa Arabia for Cooperative Insurance Co's adjusted book value per share data for the three months ended in Jun. 2026 was ﷼37.496. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼29.67 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bupa Arabia for Cooperative Insurance Co  (SAU:8210) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio Related Terms


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio Chart

Bupa Arabia for Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.87 7.86 10.01 8.43 5.02

Bupa Arabia for Cooperative Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.75 6.07 5.02 6.11 5.89

SAU:8210 vs FNF, AXS, FAF: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8210
89GF Score
Bupa Arabia for Cooperative Insurance Co SAU:8210
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=163.40/29.67
=5.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Bupa Arabia for Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=37.496/333.9520*333.9520
=37.496

Current CPI (Jun. 2026) = 333.9520.

Bupa Arabia for Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 12.807 241.428 17.715
201612 13.514 241.432 18.693
201703 13.662 243.801 18.714
201706 13.633 244.955 18.586
201709 14.949 246.819 20.226
201712 15.480 246.524 20.970
201803 15.382 249.554 20.584
201806 15.356 251.989 20.351
201809 16.783 252.439 22.202
201812 17.275 251.233 22.963
201903 17.807 254.202 23.394
201906 19.308 256.143 25.173
201909 19.590 256.759 25.480
201912 20.299 256.974 26.380
202003 20.615 258.115 26.672
202006 23.930 257.797 30.999
202009 25.343 260.280 32.516
202012 26.019 260.474 33.359
202103 27.050 264.877 34.104
202106 26.751 271.696 32.881
202109 28.011 274.310 34.101
202112 27.733 278.802 33.219
202203 28.378 287.504 32.963
202206 26.337 296.311 29.683
202209 27.699 296.808 31.165
202212 28.006 296.797 31.512
202303 29.433 301.836 32.565
202306 28.324 305.109 31.002
202309 29.823 307.789 32.358
202312 31.170 306.746 33.935
202403 33.238 312.332 35.539
202406 31.806 314.175 33.808
202409 34.744 315.301 36.799
202412 34.120 315.605 36.103
202503 37.198 319.799 38.844
202506 34.983 322.561 36.218
202509 38.066 324.800 39.139
202512 37.820 324.054 38.975
202603 39.067 330.213 39.509
202606 37.496 333.952 37.496

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 5.51 mean?
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a Cyclically Adjusted PB Ratio of 5.51 as of Aug. 24, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. This is 31% below median its historical median of 8.00. Over the past decade, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio has ranged from 4.84 to 12.37. According to the industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #385 out of 413 companies in the Insurance industry, placing it in the top 93.2%.
Is Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio too high?
Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted PB Ratio of 5.51 is 31% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.84 to a high of 12.37. The Insurance industry median Cyclically Adjusted PB Ratio is 1.38. Bupa Arabia for Cooperative Insurance Co's value of 5.51 is 299.3% above this industry median. Based on the distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #385 out of 413 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted PB Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #385 out of 413 companies for Cyclically Adjusted PB Ratio. This places Bupa Arabia for Cooperative Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.38. Bupa Arabia for Cooperative Insurance Co's value of 5.51 is 299.3% above this benchmark. Historically, Bupa Arabia for Cooperative Insurance Co's own Cyclically Adjusted PB Ratio has ranged from 4.84 to 12.37 over the past decade. While the company's 10-year median is 8.00 vs. the industry median of 1.38, Bupa Arabia for Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.38, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted PB Ratio of 5.51 is 299.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted PB Ratio is 5.51, which is 31% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼214.78, compared to a current price of ﷼163.40 — trading 23.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 5.51, which is 31% below median its 10-year median of 8.00 and 299.3% above the Insurance industry median of 1.38. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current Cyclically Adjusted PB Ratio is 5.51 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?

Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼163.40 is trading 23.9% below its estimated GF Value™ of ﷼214.78. GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8210:

  • Cyclically Adjusted PB Ratio: 5.51 (31% below median its 10-year median of 8.00)
  • GF Value™: ﷼214.78 vs. price of ﷼163.40 (23.9% below fair value)
  • GF Score™: 89/100
  • Industry Position: 299.3% above the Insurance median (#385 of 413)

No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bupa Arabia for Cooperative Insurance Co Business Description

Address Prince Saud Al Fasial Street, P.O. Box 23807, Front of Saudi Airlines Cargo Building, Al-Khalediyah District, Jeddah, SAU, 21436
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
89GF Score

Get the complete analysis for SAU:8210

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼163.40
Price
﷼214.78
GF Value