Bupa Arabia for Cooperative Insurance Co (SAU:8210) ROIC %: 0.00% (As of Mar. 2026)

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SAU:8210 Bupa Arabia for Cooperative Insurance Co SAU:8210
83 GF Score
Price ﷼158.90
GF Value ﷼243.62
Valuation Possible Value Trap
! 1 Warning Sign
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What is Bupa Arabia for Cooperative Insurance Co ROIC %?

Bupa Arabia for Cooperative Insurance Co SAU:8210 +0.44% 83 ROIC % is 0.00% as of Mar. 2026. GuruFocus rates SAU:8210 with a GF Score™ of 83/100 and a GF Value™ of ﷼243.62 (Possible Value Trap). The stock has 1 warning sign investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Bupa Arabia for Cooperative Insurance Co's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 0.00%.

As of today (2026-07-19), Bupa Arabia for Cooperative Insurance Co's WACC % is 9.16%. Bupa Arabia for Cooperative Insurance Co's ROIC % is 0.00% (calculated using TTM income statement data). Bupa Arabia for Cooperative Insurance Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Bupa Arabia for Cooperative Insurance Co  (SAU:8210) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Bupa Arabia for Cooperative Insurance Co's WACC % is 9.16%. Bupa Arabia for Cooperative Insurance Co's ROIC % is 0.00% (calculated using TTM income statement data). Bupa Arabia for Cooperative Insurance Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Bupa Arabia for Cooperative Insurance Co ROIC % Related Terms


Bupa Arabia for Cooperative Insurance Co ROIC % Historical Data

* Premium members only.

The historical data trend for Bupa Arabia for Cooperative Insurance Co's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co ROIC % Chart

Bupa Arabia for Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 8.00 8.50 7.16

Bupa Arabia for Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8210 vs FNF, AXS, FAF: ROIC % Comparison

For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bupa Arabia for Cooperative Insurance Co ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bupa Arabia for Cooperative Insurance Co's ROIC % distribution charts can be found below:

* The bar in red indicates where Bupa Arabia for Cooperative Insurance Co's ROIC % falls into.


SAU:8210
83GF Score
Bupa Arabia for Cooperative Insurance Co SAU:8210
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bupa Arabia for Cooperative Insurance Co ROIC % Calculation

Bupa Arabia for Cooperative Insurance Co's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=1257.405 * ( 1 - 13.86% )/( (14579.5288 + 15670.60035)/ 2 )
=1083.128667/15125.064575
=7.16 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=15575.08 - 1010.077 - ( 925.19 - 5% * 18794.316 )
=14579.5288

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=17102.921 - 1003.157 - ( 1433.518 - 5% * 20087.087 )
=15670.60035

Bupa Arabia for Cooperative Insurance Co's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 14.54% )/( (14941.3335 + 16442.95635)/ 2 )
=0/15692.144925
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=17102.921 - 1003.157 - ( 1433.518 - 5% * 5501.75 )
=14941.3335

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=17495.617 - 489.114 - ( 832.827 - 5% * 5385.607 )
=16442.95635

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a ROIC % of 0.00% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors.
Is Bupa Arabia for Cooperative Insurance Co's ROIC % too high?
Bupa Arabia for Cooperative Insurance Co's current ROIC % is 0.00%. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's ROIC % compare to FNF and AXS?
Bupa Arabia for Cooperative Insurance Co's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼243.62, compared to a current price of ﷼158.90 — trading 34.8% below its estimated fair value. The current ROIC % is 0.00%. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current ROIC % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?

Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼158.90 is trading 34.8% below its estimated GF Value™ of ﷼243.62. GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8210:

  • ROIC %: 0.00%
  • GF Value™: ﷼243.62 vs. price of ﷼158.90 (34.8% below fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bupa Arabia for Cooperative Insurance Co Business Description

Address Prince Saud Al Fasial Street, P.O. Box 23807, Front of Saudi Airlines Cargo Building, Al-Khalediyah District, Jeddah, SAU, 21436
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
83GF Score

Get the complete analysis for SAU:8210

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼158.90
Price
﷼243.62
GF Value