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SAU:8210's ROA % is ranked better than 83.43% of 507
companies
in the Insurance industry
Industry Median: 2.62
vs SAU:8210: 6.51
Bupa Arabia for Cooperative Insurance Co (SAU:8210) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Bupa Arabia for Cooperative Insurance Co ROA % Related Terms
Bupa Arabia for Cooperative Insurance Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bupa Arabia for Cooperative Insurance Co ROA % Chart
Bupa Arabia for Cooperative Insurance Co Annual Data
For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bupa Arabia for Cooperative Insurance Co ROA % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a ROA % of 8.96% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. This is 31% above median its historical median of 6.84. Over the past decade, Bupa Arabia for Cooperative Insurance Co's ROA % has ranged from 5.66 to 9.48. According to the industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #84 out of 507 companies in the Insurance industry, placing it in the top 16.6%.
Is Bupa Arabia for Cooperative Insurance Co's ROA % too high?
Bupa Arabia for Cooperative Insurance Co's current ROA % of 8.96% is 31% above median its 10-year median of 6.84. Over the past 10 years, this metric has ranged from a low of 5.66 to a high of 9.48. The Insurance industry median ROA % is 2.62. Bupa Arabia for Cooperative Insurance Co's value of 8.96% is 242% above this industry median. Based on the distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #84 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's ROA % compare to FNF and AXS?
According to the Insurance industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #84 out of 507 companies for ROA %. This places Bupa Arabia for Cooperative Insurance Co in the top 17% of its industry — outperforming the majority of peers. The industry median ROA % is 2.62. Bupa Arabia for Cooperative Insurance Co's value of 8.96% is 242% above this benchmark. Historically, Bupa Arabia for Cooperative Insurance Co's own ROA % has ranged from 5.66 to 9.48 over the past decade. While the company's 10-year median is 6.84 vs. the industry median of 2.62, Bupa Arabia for Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bupa Arabia for Cooperative Insurance Co's current ROA % of 8.96% is 242% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current ROA % is 8.96%, which is 31% above median its own 10-year median of 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼243.62, compared to a current price of ﷼158.90 — trading 34.8% below its estimated fair value. The current ROA % is 8.96%, which is 31% above median its 10-year median of 6.84 and 242% above the Insurance industry median of 2.62. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current ROA % is 8.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼158.90 is trading 34.8% below its estimated GF Value™ of ﷼243.62.
GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Possible Value Trap.
Key valuation signals for SAU:8210:
ROA %: 8.96% (31% above median its 10-year median of 6.84)
GF Value™: ﷼243.62 vs. price of ﷼158.90 (34.8% below fair value)
Industry Position: 242% above the Insurance median (#84 of 507)
No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bupa Arabia for Cooperative Insurance Co Business Description
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
83GF Score
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