Bupa Arabia for Cooperative Insurance Co (SAU:8210) Pretax Margin %: 8.41% (As of Mar. 2026) — 16% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8210 Bupa Arabia for Cooperative Insurance Co SAU:8210
83 GF Score
Price ﷼158.90
GF Value ﷼243.62
Valuation Possible Value Trap
! 1 Warning Sign
View Full Analysis

What is Bupa Arabia for Cooperative Insurance Co Pretax Margin %?

Bupa Arabia for Cooperative Insurance Co SAU:8210 +0.44% 83 Pretax Margin % is 8.41% as of Mar. 2026, which is 16% above its 10-year median of 7.26. GuruFocus rates SAU:8210 with a GF Score™ of 83/100 and a GF Value™ of ﷼243.62 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Bupa Arabia for Cooperative Insurance Co ranks worse than 73.45% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Bupa Arabia for Cooperative Insurance Co's Pre-Tax Income for the three months ended in Mar. 2026 was ﷼453 Mil. Bupa Arabia for Cooperative Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼5,386 Mil. Therefore, Bupa Arabia for Cooperative Insurance Co's pretax margin for the quarter that ended in Mar. 2026 was 8.41%.

The historical rank and industry rank for Bupa Arabia for Cooperative Insurance Co's Pretax Margin % or its related term are showing as below:

SAU:8210' s Pretax Margin % Range Over the Past 10 Years
Min: 5.99   Med: 7.26   Max: 8.09
Current: 5.99


SAU:8210's Pretax Margin % is ranked worse than
73.45% of 501 companies
in the Insurance industry
Industry Median: 11.78 vs SAU:8210: 5.99

Bupa Arabia for Cooperative Insurance Co  (SAU:8210) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Bupa Arabia for Cooperative Insurance Co Pretax Margin % Related Terms


Bupa Arabia for Cooperative Insurance Co Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Bupa Arabia for Cooperative Insurance Co's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co Pretax Margin % Chart

Bupa Arabia for Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.72 7.21 6.78 7.30 6.24

Bupa Arabia for Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.69 6.74 7.63 1.36 8.41

SAU:8210 vs FNF, AXS, FAF: Pretax Margin % Comparison

For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bupa Arabia for Cooperative Insurance Co Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Bupa Arabia for Cooperative Insurance Co's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Bupa Arabia for Cooperative Insurance Co's Pretax Margin % falls into.


SAU:8210
83GF Score
Bupa Arabia for Cooperative Insurance Co SAU:8210
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bupa Arabia for Cooperative Insurance Co Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Bupa Arabia for Cooperative Insurance Co's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1252.757/20087.087
=6.24 %

Bupa Arabia for Cooperative Insurance Co's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=453.174/5385.607
=8.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 8.41% mean?
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a Pretax Margin % of 8.41% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. This is 16% above median its historical median of 7.26. Over the past decade, Bupa Arabia for Cooperative Insurance Co's Pretax Margin % has ranged from 5.99 to 8.09. According to the industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #368 out of 501 companies in the Insurance industry, placing it in the top 73.5%.
Is Bupa Arabia for Cooperative Insurance Co's Pretax Margin % too high?
Bupa Arabia for Cooperative Insurance Co's current Pretax Margin % of 8.41% is 16% above median its 10-year median of 7.26. Over the past 10 years, this metric has ranged from a low of 5.99 to a high of 8.09. The Insurance industry median Pretax Margin % is 11.78. Bupa Arabia for Cooperative Insurance Co's value of 8.41% is 28.6% below this industry median. Based on the distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #368 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's Pretax Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #368 out of 501 companies for Pretax Margin %. This places Bupa Arabia for Cooperative Insurance Co in the lower half of its industry. The industry median Pretax Margin % is 11.78. Bupa Arabia for Cooperative Insurance Co's value of 8.41% is 28.6% below this benchmark. Historically, Bupa Arabia for Cooperative Insurance Co's own Pretax Margin % has ranged from 5.99 to 8.09 over the past decade. While the company's 10-year median is 7.26 vs. the industry median of 11.78, Bupa Arabia for Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.78, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bupa Arabia for Cooperative Insurance Co's current Pretax Margin % of 8.41% is 28.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median Pretax Margin % is 11.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current Pretax Margin % is 8.41%, which is 16% above median its own 10-year median of 7.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼243.62, compared to a current price of ﷼158.90 — trading 34.8% below its estimated fair value. The current Pretax Margin % is 8.41%, which is 16% above median its 10-year median of 7.26 and 28.6% below the Insurance industry median of 11.78. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current Pretax Margin % is 8.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?

Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼158.90 is trading 34.8% below its estimated GF Value™ of ﷼243.62. GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Possible Value Trap.

Key valuation signals for SAU:8210:

  • Pretax Margin %: 8.41% (16% above median its 10-year median of 7.26)
  • GF Value™: ﷼243.62 vs. price of ﷼158.90 (34.8% below fair value)
  • GF Score™: 83/100 with 1 warning sign
  • Industry Position: 28.6% below the Insurance median (#368 of 501)

No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bupa Arabia for Cooperative Insurance Co Business Description

Address Prince Saud Al Fasial Street, P.O. Box 23807, Front of Saudi Airlines Cargo Building, Al-Khalediyah District, Jeddah, SAU, 21436
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
83GF Score

Get the complete analysis for SAU:8210

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼158.90
Price
﷼243.62
GF Value