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SAU:8210's ROE % is ranked better than 76.29% of 502
companies
in the Insurance industry
Industry Median: 11.65
vs SAU:8210: 19.35
Bupa Arabia for Cooperative Insurance Co (SAU:8210) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bupa Arabia for Cooperative Insurance Co ROE % Related Terms
Bupa Arabia for Cooperative Insurance Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bupa Arabia for Cooperative Insurance Co ROE % Chart
Bupa Arabia for Cooperative Insurance Co Annual Data
For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bupa Arabia for Cooperative Insurance Co ROE % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a ROE % of 26.87% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. This is 31% above median its historical median of 20.56. Over the past decade, Bupa Arabia for Cooperative Insurance Co's ROE % has ranged from 15.52 to 34.15. According to the industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #119 out of 502 companies in the Insurance industry, placing it in the top 23.7%.
Is Bupa Arabia for Cooperative Insurance Co's ROE % too high?
Bupa Arabia for Cooperative Insurance Co's current ROE % of 26.87% is 31% above median its 10-year median of 20.56. Over the past 10 years, this metric has ranged from a low of 15.52 to a high of 34.15. The Insurance industry median ROE % is 11.65. Bupa Arabia for Cooperative Insurance Co's value of 26.87% is 130.6% above this industry median. Based on the distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #119 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's ROE % compare to FNF and AXS?
According to the Insurance industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #119 out of 502 companies for ROE %. This places Bupa Arabia for Cooperative Insurance Co in the top 24% of its industry — outperforming the majority of peers. The industry median ROE % is 11.65. Bupa Arabia for Cooperative Insurance Co's value of 26.87% is 130.6% above this benchmark. Historically, Bupa Arabia for Cooperative Insurance Co's own ROE % has ranged from 15.52 to 34.15 over the past decade. While the company's 10-year median is 20.56 vs. the industry median of 11.65, Bupa Arabia for Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.65, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bupa Arabia for Cooperative Insurance Co's current ROE % of 26.87% is 130.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median ROE % is 11.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current ROE % is 26.87%, which is 31% above median its own 10-year median of 20.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼243.62, compared to a current price of ﷼164.00 — trading 32.7% below its estimated fair value. The current ROE % is 26.87%, which is 31% above median its 10-year median of 20.56 and 130.6% above the Insurance industry median of 11.65. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current ROE % is 26.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼164.00 is trading 32.7% below its estimated GF Value™ of ﷼243.62.
GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Possible Value Trap.
Key valuation signals for SAU:8210:
ROE %: 26.87% (31% above median its 10-year median of 20.56)
GF Value™: ﷼243.62 vs. price of ﷼164.00 (32.7% below fair value)
Industry Position: 130.6% above the Insurance median (#119 of 502)
No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bupa Arabia for Cooperative Insurance Co Business Description
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
83GF Score
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