Bupa Arabia for Cooperative Insurance Co (SAU:8210) Cyclically Adjusted Price-to-FCF: 24.33 (As of Jun. 24, 2026) — 25% Above Median


SAU:8210 Bupa Arabia for Cooperative Insurance Co SAU:8210
84 GF Score
Price ﷼182.00
GF Value ﷼240.87
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF?

Bupa Arabia for Cooperative Insurance Co SAU:8210 -1.73% 84 Cyclically Adjusted Price-to-FCF is 24.33 as of Jun. 24, 2026, which is 25% above its 10-year median of 19.47. GuruFocus rates SAU:8210 with a GF Score™ of 84/100 and a GF Value™ of ﷼240.87 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 323 Insurance companies, Bupa Arabia for Cooperative Insurance Co ranks worse than 76.16% on this metric.

As of today (2026-06-24), Bupa Arabia for Cooperative Insurance Co's current share price is ﷼182.00. Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼7.48. Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF for today is 24.33.

The historical rank and industry rank for Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

SAU:8210' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 12.87   Med: 19.47   Max: 28.12
Current: 25.52

During the past years, Bupa Arabia for Cooperative Insurance Co's highest Cyclically Adjusted Price-to-FCF was 28.12. The lowest was 12.87. And the median was 19.47.

SAU:8210's Cyclically Adjusted Price-to-FCF is ranked worse than
76.16% of 323 companies
in the Insurance industry
Industry Median: 13.08 vs SAU:8210: 25.52

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bupa Arabia for Cooperative Insurance Co's adjusted free cash flow per share data for the three months ended in Mar. 2026 was ﷼-6.278. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ﷼7.48 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bupa Arabia for Cooperative Insurance Co  (SAU:8210) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF Related Terms


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF Historical Data

* Premium members only.

The historical data trend for Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF Chart

Bupa Arabia for Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.49 17.82 22.74 22.85 17.46

Bupa Arabia for Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.30 19.36 19.92 17.46 23.51

SAU:8210 vs FNF, AXS, FAF: Cyclically Adjusted Price-to-FCF Comparison

For the Insurance - Specialty subindustry, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF falls into.


SAU:8210
84GF Score
Bupa Arabia for Cooperative Insurance Co SAU:8210
Cyclically Adjusted Price-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bupa Arabia for Cooperative Insurance Co Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=182.00/7.48
=24.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bupa Arabia for Cooperative Insurance Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-6.278/330.2130*330.2130
=-6.278

Current CPI (Mar. 2026) = 330.2130.

Bupa Arabia for Cooperative Insurance Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.493 241.018 -0.675
201609 -0.384 241.428 -0.525
201612 5.579 241.432 7.631
201703 -0.969 243.801 -1.312
201706 -1.109 244.955 -1.495
201709 3.116 246.819 4.169
201712 2.136 246.524 2.861
201803 -0.286 249.554 -0.378
201806 -1.403 251.989 -1.839
201809 4.871 252.439 6.372
201812 3.125 251.233 4.107
201903 0.047 254.202 0.061
201906 -0.490 256.143 -0.632
201909 5.117 256.759 6.581
201912 2.736 256.974 3.516
202003 1.390 258.115 1.778
202006 3.307 257.797 4.236
202009 4.066 260.280 5.158
202012 1.439 260.474 1.824
202103 -0.624 264.877 -0.778
202106 0.015 271.696 0.018
202109 4.459 274.310 5.368
202112 -0.950 278.802 -1.125
202203 4.133 287.504 4.747
202206 2.828 296.311 3.152
202209 6.488 296.808 7.218
202212 -2.196 296.797 -2.443
202303 5.797 301.836 6.342
202306 2.865 305.109 3.101
202309 3.475 307.789 3.728
202312 2.821 306.746 3.037
202403 4.089 312.332 4.323
202406 1.374 314.175 1.444
202409 3.230 315.301 3.383
202412 0.122 315.605 0.128
202503 -3.220 319.799 -3.325
202506 5.556 322.561 5.688
202509 -4.986 324.800 -5.069
202512 0.737 324.054 0.751
202603 -6.278 330.213 -6.278

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted Price-to-FCF of 24.33 mean?
Bupa Arabia for Cooperative Insurance Co (SAU:8210) has a Cyclically Adjusted Price-to-FCF of 24.33 as of Jun. 24, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. This is 25% above median its historical median of 19.47. Over the past decade, Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF has ranged from 12.87 to 28.12. According to the industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #246 out of 323 companies in the Insurance industry, placing it in the top 76.2%.
Is Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF too high?
Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted Price-to-FCF of 24.33 is 25% above median its 10-year median of 19.47. Over the past 10 years, this metric has ranged from a low of 12.87 to a high of 28.12. The Insurance industry median Cyclically Adjusted Price-to-FCF is 13.08. Bupa Arabia for Cooperative Insurance Co's value of 24.33 is 86% above this industry median. Based on the distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #246 out of 323 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Bupa Arabia for Cooperative Insurance Co has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bupa Arabia for Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Bupa Arabia for Cooperative Insurance Co ranks #246 out of 323 companies for Cyclically Adjusted Price-to-FCF. This places Bupa Arabia for Cooperative Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 13.08. Bupa Arabia for Cooperative Insurance Co's value of 24.33 is 86% above this benchmark. Historically, Bupa Arabia for Cooperative Insurance Co's own Cyclically Adjusted Price-to-FCF has ranged from 12.87 to 28.12 over the past decade. While the company's 10-year median is 19.47 vs. the industry median of 13.08, Bupa Arabia for Cooperative Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for an Insurance company?
The median Cyclically Adjusted Price-to-FCF among Insurance companies is 13.08, based on 323 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted Price-to-FCF of 24.33 is 86% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bupa Arabia for Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted Price-to-FCF is 13.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bupa Arabia for Cooperative Insurance Co's current Cyclically Adjusted Price-to-FCF is 24.33, which is 25% above median its own 10-year median of 19.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bupa Arabia for Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co (SAU:8210) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼240.87, compared to a current price of ﷼182.00 — trading 24.4% below its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 24.33, which is 25% above median its 10-year median of 19.47 and 86% above the Insurance industry median of 13.08. Bupa Arabia for Cooperative Insurance Co's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Bupa Arabia for Cooperative Insurance Co (SAU:8210), the current Cyclically Adjusted Price-to-FCF is 24.33 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bupa Arabia for Cooperative Insurance Co (SAU:8210) Overvalued in 2026?

Based on GuruFocus' analysis, Bupa Arabia for Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼182.00 is trading 24.4% below its estimated GF Value™ of ﷼240.87. GuruFocus considers Bupa Arabia for Cooperative Insurance Co to be Modestly Undervalued.

Key valuation signals for SAU:8210:

  • Cyclically Adjusted Price-to-FCF: 24.33 (25% above median its 10-year median of 19.47)
  • GF Value™: ﷼240.87 vs. price of ﷼182.00 (24.4% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 86% above the Insurance median (#246 of 323)

No single metric tells the full story. See the SAU:8210 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bupa Arabia for Cooperative Insurance Co Business Description

Address Prince Saud Al Fasial Street, P.O. Box 23807, Front of Saudi Airlines Cargo Building, Al-Khalediyah District, Jeddah, SAU, 21436
Bupa Arabia for Cooperative Insurance Co is an insurance company based in Saudi Arabia. It offers a range of health insurance products and related services designed for businesses, individuals, and families. Its product portfolio includes Bupa Facilities, Corporate and International Health Plans, Bupa Aldeena, Bupa Arabia Family, and Bupa Saed. The company also offers services such as Bupa Click, Bupa Rahatkom, Bupa Hayatak Sah, and Bupa Tabeetmom, that address various healthcare needs, including maternity care, chronic disease management, international medical consultations, hospital coordination, and wellness and fitness initiatives provides The company's operating segments are: Corporate and SME & Others, with the majority of insurance revenue generated from the Corporate segment.
84GF Score

Get the complete analysis for SAU:8210

Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼182.00
Price
﷼240.87
GF Value