Seguros Vida Security Prevision (XSGO:PREVISION) Cyclically Adjusted PB Ratio: 1.08 (As of Aug. 24, 2026) — Near Median

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XSGO:PREVISION Seguros Vida Security Prevision SA XSGO:PREVISION
12 GF Score
Price CLP554.40
GF Value CLP1,147.16
! 3 Warning Signs
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What is Seguros Vida Security Prevision Cyclically Adjusted PB Ratio?

Seguros Vida Security Prevision XSGO:PREVISION 12 Cyclically Adjusted PB Ratio is 1.08 as of Aug. 24, 2026, which is 8% below its 10-year median of 1.18. GuruFocus rates XSGO:PREVISION with a GF Score™ of 12/100 and a GF Value™ of CLP1,147.16. The stock has 3 warning signs investors should review.

As of today (2026-08-24), Seguros Vida Security Prevision's current share price is CLP554.40. Seguros Vida Security Prevision's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 was CLP512.37. Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio for today is 1.08.

The historical rank and industry rank for Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio or its related term are showing as below:

XSGO:PREVISION' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.08   Med: 1.18   Max: 1.29
Current: 1.08

During the past 13 years, Seguros Vida Security Prevision's highest Cyclically Adjusted PB Ratio was 1.29. The lowest was 1.08. And the median was 1.18.

XSGO:PREVISION's Cyclically Adjusted PB Ratio is not ranked
in the Insurance industry.
Industry Median: 1.38 vs XSGO:PREVISION: 1.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Seguros Vida Security Prevision's adjusted book value per share data of for the fiscal year that ended in Dec24 was CLP489.758. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CLP512.37 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


Seguros Vida Security Prevision  (XSGO:PREVISION) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Seguros Vida Security Prevision Cyclically Adjusted PB Ratio Related Terms


Seguros Vida Security Prevision Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seguros Vida Security Prevision Cyclically Adjusted PB Ratio Chart

Seguros Vida Security Prevision Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 1.10 1.16 1.13 1.09

Seguros Vida Security Prevision Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.10 1.16 1.13 1.09

XSGO:PREVISION vs AFL, MET, PRU: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Life subindustry, Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seguros Vida Security Prevision Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio falls into.


XSGO:PREVISION
12GF Score
Seguros Vida Security Prevision SA XSGO:PREVISION
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seguros Vida Security Prevision Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=554.40/512.37
=1.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seguros Vida Security Prevision's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec24 is calculated as:

For example, Seguros Vida Security Prevision's adjusted Book Value per Share data for the fiscal year that ended in Dec24 was:

Adj_Book=Book Value per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=489.758/152.7743*152.7743
=489.758

Current CPI (Dec24) = 152.7743.

Seguros Vida Security Prevision Annual Data

Book Value per Share CPI Adj_Book
201512 374.450 101.775 562.086
201612 361.162 104.532 527.843
201712 346.420 106.907 495.048
201812 353.486 109.653 492.497
201912 420.933 112.943 569.382
202012 422.024 116.299 554.386
202112 399.575 124.634 489.793
202212 436.267 140.574 474.130
202312 448.361 146.109 468.815
202412 489.758 152.774 489.758

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.08 mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a Cyclically Adjusted PB Ratio of 1.08 as of Aug. 24, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Seguros Vida Security Prevision and its competitors. This is near median its historical median of 1.18. Over the past decade, Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio has ranged from 1.08 to 1.29.
Is Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio too high?
Seguros Vida Security Prevision's current Cyclically Adjusted PB Ratio of 1.08 is near median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 1.29. The Insurance industry median Cyclically Adjusted PB Ratio is 1.38. Seguros Vida Security Prevision's value of 1.08 is 21.7% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio compare to AFL and MET?
Seguros Vida Security Prevision's Cyclically Adjusted PB Ratio of 1.08 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PB Ratio is 1.38. Seguros Vida Security Prevision's value of 1.08 is 21.7% below this benchmark. Historically, Seguros Vida Security Prevision's own Cyclically Adjusted PB Ratio has ranged from 1.08 to 1.29 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 1.38, Seguros Vida Security Prevision has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.38, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current Cyclically Adjusted PB Ratio of 1.08 is 21.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current Cyclically Adjusted PB Ratio is 1.08, which is near median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current Cyclically Adjusted PB Ratio of 1.08. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.08, which is near median its 10-year median of 1.18 and 21.7% below the Insurance industry median of 1.38. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current Cyclically Adjusted PB Ratio is 1.08 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?

Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued. The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.

Key valuation signals for XSGO:PREVISION:

  • Cyclically Adjusted PB Ratio: 1.08 (near median its 10-year median of 1.18)
  • GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
  • GF Score™: 12/100 with 3 warning signs
  • Industry Position: 21.7% below the Insurance median

No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seguros Vida Security Prevision Business Description

Address Avenue Apoquindo 3150, Piso 8, Las Condes, Santiago, CHL
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score

Get the complete analysis for XSGO:PREVISION

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP554.40
Price
CLP1,147.16
GF Value