XSGO:PREVISION'
s ROE % Range Over the Past 10 Years
Min: 8.31 Med: 17.65 Max: 22.9
Current: 19.1
During the past 13 years, Seguros Vida Security Prevision's highest ROE % was 22.90%. The lowest was 8.31%. And the median was 17.65%.
XSGO:PREVISION's ROE % is not ranked
in the Insurance industry.
Industry Median: 11.66
vs XSGO:PREVISION: 19.10
Seguros Vida Security Prevision (XSGO:PREVISION) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Seguros Vida Security Prevision ROE % Related Terms
Seguros Vida Security Prevision ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Seguros Vida Security Prevision's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seguros Vida Security Prevision ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's ROE % distribution charts can be found below:
* The bar in red indicates where Seguros Vida Security Prevision's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2024) net income data.
ROE % is displayed in the 30-year financial page.
Seguros Vida Security Prevision (XSGO:PREVISION) has a ROE % of 19.10% as of Dec. 2024. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Seguros Vida Security Prevision and its competitors. This is near median its historical median of 17.65. Over the past decade, Seguros Vida Security Prevision's ROE % has ranged from 8.31 to 22.90.
Is Seguros Vida Security Prevision's ROE % too high?
Seguros Vida Security Prevision's current ROE % of 19.10% is near median its 10-year median of 17.65. Over the past 10 years, this metric has ranged from a low of 8.31 to a high of 22.90. The Insurance industry median ROE % is 11.66. Seguros Vida Security Prevision's value of 19.10% is 63.8% above this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's ROE % compare to AFL and MET?
Seguros Vida Security Prevision's ROE % of 19.10% can be compared against companies in the Insurance industry. The industry median ROE % is 11.66. Seguros Vida Security Prevision's value of 19.10% is 63.8% above this benchmark. Historically, Seguros Vida Security Prevision's own ROE % has ranged from 8.31 to 22.90 over the past decade. While the company's 10-year median is 17.65 vs. the industry median of 11.66, Seguros Vida Security Prevision has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.66, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current ROE % of 19.10% is 63.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median ROE % is 11.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current ROE % is 19.10%, which is near median its own 10-year median of 17.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current ROE % of 19.10%. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current ROE % is 19.10%, which is near median its 10-year median of 17.65 and 63.8% above the Insurance industry median of 11.66. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current ROE % is 19.10% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?
Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued.
The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.
Key valuation signals for XSGO:PREVISION:
ROE %: 19.10% (near median its 10-year median of 17.65)
GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
Industry Position: 63.8% above the Insurance median
No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seguros Vida Security Prevision Business Description
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score
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