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The historical rank and industry rank for Seguros Vida Security Prevision's Return-on-Tangible-Asset or its related term are showing as below:
XSGO:PREVISION'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.52 Med: 1.16 Max: 1.57
Current: 1.15
During the past 13 years, Seguros Vida Security Prevision's highest Return-on-Tangible-Asset was 1.57%. The lowest was 0.52%. And the median was 1.16%.
XSGO:PREVISION's Return-on-Tangible-Asset is not ranked
in the Insurance industry.
Industry Median: 2.68
vs XSGO:PREVISION: 1.15
Seguros Vida Security Prevision (XSGO:PREVISION) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Seguros Vida Security Prevision Return-on-Tangible-Asset Related Terms
Seguros Vida Security Prevision Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seguros Vida Security Prevision Return-on-Tangible-Asset Chart
XSGO:PREVISION vs AFL, MET, PRU: Return-on-Tangible-Asset Comparison
For the Insurance - Life subindustry, Seguros Vida Security Prevision's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seguros Vida Security Prevision Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Seguros Vida Security Prevision's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2024) net income data.
What does a Return-on-Tangible-Asset of 1.15% mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a Return-on-Tangible-Asset of 1.15% as of Dec. 2024. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Seguros Vida Security Prevision and its competitors. This is near median its historical median of 1.16. Over the past decade, Seguros Vida Security Prevision's Return-on-Tangible-Asset has ranged from 0.52 to 1.57.
Is Seguros Vida Security Prevision's Return-on-Tangible-Asset too high?
Seguros Vida Security Prevision's current Return-on-Tangible-Asset of 1.15% is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.57. The Insurance industry median Return-on-Tangible-Asset is 2.68. Seguros Vida Security Prevision's value of 1.15% is 57.1% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's Return-on-Tangible-Asset compare to AFL and MET?
Seguros Vida Security Prevision's Return-on-Tangible-Asset of 1.15% can be compared against companies in the Insurance industry. The industry median Return-on-Tangible-Asset is 2.68. Seguros Vida Security Prevision's value of 1.15% is 57.1% below this benchmark. Historically, Seguros Vida Security Prevision's own Return-on-Tangible-Asset has ranged from 0.52 to 1.57 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 2.68, Seguros Vida Security Prevision has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.68, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current Return-on-Tangible-Asset of 1.15% is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current Return-on-Tangible-Asset is 1.15%, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current Return-on-Tangible-Asset of 1.15%. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current Return-on-Tangible-Asset is 1.15%, which is near median its 10-year median of 1.16 and 57.1% below the Insurance industry median of 2.68. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current Return-on-Tangible-Asset is 1.15% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?
Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued.
The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.
Key valuation signals for XSGO:PREVISION:
Return-on-Tangible-Asset: 1.15% (near median its 10-year median of 1.16)
GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
Industry Position: 57.1% below the Insurance median
No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score
Get the complete analysis for XSGO:PREVISION
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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