Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Seguros Vida Security Prevision's
EBIT
for the
six
months ended in Dec. 2024 was CLP0 Mil. Seguros Vida Security Prevision's Interest Expense for the
six
months ended in Dec. 2024 was CLP0 Mil.
Seguros Vida Security Prevision has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Seguros Vida Security Prevision SA has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Seguros Vida Security Prevision's Interest Coverage or its related term are showing as below:
XSGO:PREVISION'
s Interest Coverage Range Over the Past 10 Years
Min: No Debt Med: No Debt Max: No Debt
Current: No Debt
XSGO:PREVISION's Interest Coverage is not ranked
in the Insurance industry.
Industry Median: 16.245
vs XSGO:PREVISION: No Debt
Seguros Vida Security Prevision (XSGO:PREVISION) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Seguros Vida Security Prevision Interest Coverage Related Terms
Seguros Vida Security Prevision Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Seguros Vida Security Prevision Interest Coverage Chart
XSGO:PREVISION vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, Seguros Vida Security Prevision's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seguros Vida Security Prevision Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Seguros Vida Security Prevision's Interest Coverage falls into.
Seguros Vida Security Prevision Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a Interest Coverage of No Debt (1) as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seguros Vida Security Prevision and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Seguros Vida Security Prevision's Interest Coverage has ranged from 10,000.00 to 10,000.00.
Is Seguros Vida Security Prevision's Interest Coverage too high?
Seguros Vida Security Prevision's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's Interest Coverage compare to AFL and MET?
Seguros Vida Security Prevision's Interest Coverage of No Debt (1) can be compared against companies in the Insurance industry. The industry median Interest Coverage is 16.25. Historically, Seguros Vida Security Prevision's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current Interest Coverage of No Debt (1). The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current Interest Coverage is No Debt (1) as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?
Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued.
The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.
Key valuation signals for XSGO:PREVISION:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seguros Vida Security Prevision Business Description
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score
Get the complete analysis for XSGO:PREVISION
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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