Seguros Vida Security Prevision (XSGO:PREVISION) Pretax Margin %: 5.26% (As of Dec. 2024) — 16% Below Median


XSGO:PREVISION Seguros Vida Security Prevision SA XSGO:PREVISION
12 GF Score
Price CLP554.40
GF Value CLP1,147.16
! 3 Warning Signs
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What is Seguros Vida Security Prevision Pretax Margin %?

Seguros Vida Security Prevision XSGO:PREVISION 12 Pretax Margin % is 5.26% as of Dec. 2024, which is 16% below its 10-year median of 6.24. GuruFocus rates XSGO:PREVISION with a GF Score™ of 12/100 and a GF Value™ of CLP1,147.16. The stock has 3 warning signs investors should review.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Seguros Vida Security Prevision's Pre-Tax Income for the six months ended in Dec. 2024 was CLP35,809 Mil. Seguros Vida Security Prevision's Revenue for the six months ended in Dec. 2024 was CLP680,809 Mil. Therefore, Seguros Vida Security Prevision's pretax margin for the quarter that ended in Dec. 2024 was 5.26%.

The historical rank and industry rank for Seguros Vida Security Prevision's Pretax Margin % or its related term are showing as below:

XSGO:PREVISION' s Pretax Margin % Range Over the Past 10 Years
Min: 3.31   Med: 6.24   Max: 9.28
Current: 5.26


XSGO:PREVISION's Pretax Margin % is not ranked
in the Insurance industry.
Industry Median: 11.98 vs XSGO:PREVISION: 5.26

Seguros Vida Security Prevision  (XSGO:PREVISION) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Seguros Vida Security Prevision Pretax Margin % Related Terms


Seguros Vida Security Prevision Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Seguros Vida Security Prevision's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seguros Vida Security Prevision Pretax Margin % Chart

Seguros Vida Security Prevision Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.27 8.98 5.36 5.59 5.26

Seguros Vida Security Prevision Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.27 8.98 5.36 5.59 5.26

XSGO:PREVISION vs AFL, MET, PRU: Pretax Margin % Comparison

For the Insurance - Life subindustry, Seguros Vida Security Prevision's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seguros Vida Security Prevision Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Seguros Vida Security Prevision's Pretax Margin % falls into.


XSGO:PREVISION
12GF Score
Seguros Vida Security Prevision SA XSGO:PREVISION
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seguros Vida Security Prevision Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Seguros Vida Security Prevision's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=35808.799/680808.557
=5.26 %

Seguros Vida Security Prevision's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=35808.799/680808.557
=5.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 5.26% mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a Pretax Margin % of 5.26% as of Dec. 2024. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Seguros Vida Security Prevision and its competitors. This is 16% below median its historical median of 6.24. Over the past decade, Seguros Vida Security Prevision's Pretax Margin % has ranged from 3.31 to 9.28.
Is Seguros Vida Security Prevision's Pretax Margin % too high?
Seguros Vida Security Prevision's current Pretax Margin % of 5.26% is 16% below median its 10-year median of 6.24. Over the past 10 years, this metric has ranged from a low of 3.31 to a high of 9.28. The Insurance industry median Pretax Margin % is 11.98. Seguros Vida Security Prevision's value of 5.26% is 56.1% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's Pretax Margin % compare to AFL and MET?
Seguros Vida Security Prevision's Pretax Margin % of 5.26% can be compared against companies in the Insurance industry. The industry median Pretax Margin % is 11.98. Seguros Vida Security Prevision's value of 5.26% is 56.1% below this benchmark. Historically, Seguros Vida Security Prevision's own Pretax Margin % has ranged from 3.31 to 9.28 over the past decade. While the company's 10-year median is 6.24 vs. the industry median of 11.98, Seguros Vida Security Prevision has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current Pretax Margin % of 5.26% is 56.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current Pretax Margin % is 5.26%, which is 16% below median its own 10-year median of 6.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current Pretax Margin % of 5.26%. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current Pretax Margin % is 5.26%, which is 16% below median its 10-year median of 6.24 and 56.1% below the Insurance industry median of 11.98. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current Pretax Margin % is 5.26% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?

Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued. The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.

Key valuation signals for XSGO:PREVISION:

  • Pretax Margin %: 5.26% (16% below median its 10-year median of 6.24)
  • GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
  • GF Score™: 12/100 with 3 warning signs
  • Industry Position: 56.1% below the Insurance median

No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seguros Vida Security Prevision Business Description

Address Avenue Apoquindo 3150, Piso 8, Las Condes, Santiago, CHL
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score

Get the complete analysis for XSGO:PREVISION

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP554.40
Price
CLP1,147.16
GF Value