Seguros Vida Security Prevision (XSGO:PREVISION) Net Margin %: 6.30% (As of Dec. 2024) — Near Median


XSGO:PREVISION Seguros Vida Security Prevision SA XSGO:PREVISION
12 GF Score
Price CLP554.40
GF Value CLP1,147.16
! 3 Warning Signs
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What is Seguros Vida Security Prevision Net Margin %?

Seguros Vida Security Prevision XSGO:PREVISION 12 Net Margin % is 6.30% as of Dec. 2024, which is 8% below its 10-year median of 6.87. GuruFocus rates XSGO:PREVISION with a GF Score™ of 12/100 and a GF Value™ of CLP1,147.16. The stock has 3 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Seguros Vida Security Prevision's Net Income for the six months ended in Dec. 2024 was CLP42,900 Mil. Seguros Vida Security Prevision's Revenue for the six months ended in Dec. 2024 was CLP680,809 Mil. Therefore, Seguros Vida Security Prevision's net margin for the quarter that ended in Dec. 2024 was 6.30%.

The historical rank and industry rank for Seguros Vida Security Prevision's Net Margin % or its related term are showing as below:

XSGO:PREVISION' s Net Margin % Range Over the Past 10 Years
Min: 2.7   Med: 6.87   Max: 10.68
Current: 6.3


XSGO:PREVISION's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.275 vs XSGO:PREVISION: 6.30

Seguros Vida Security Prevision  (XSGO:PREVISION) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Seguros Vida Security Prevision Net Margin % Related Terms


Seguros Vida Security Prevision Net Margin % Historical Data

* Premium members only.

The historical data trend for Seguros Vida Security Prevision's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seguros Vida Security Prevision Net Margin % Chart

Seguros Vida Security Prevision Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.05 10.68 7.43 5.98 6.30

Seguros Vida Security Prevision Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.05 10.68 7.43 5.98 6.30

XSGO:PREVISION vs AFL, MET, PRU: Net Margin % Comparison

For the Insurance - Life subindustry, Seguros Vida Security Prevision's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seguros Vida Security Prevision Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's Net Margin % distribution charts can be found below:

* The bar in red indicates where Seguros Vida Security Prevision's Net Margin % falls into.


XSGO:PREVISION
12GF Score
Seguros Vida Security Prevision SA XSGO:PREVISION
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seguros Vida Security Prevision Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Seguros Vida Security Prevision's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=42899.835/680808.557
=6.30 %

Seguros Vida Security Prevision's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=42899.835/680808.557
=6.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 6.30% mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a Net Margin % of 6.30% as of Dec. 2024. Net margin is the ratio of total net income to net sales. View historical data on Seguros Vida Security Prevision and its competitors. This is near median its historical median of 6.87. Over the past decade, Seguros Vida Security Prevision's Net Margin % has ranged from 2.70 to 10.68.
Is Seguros Vida Security Prevision's Net Margin % too high?
Seguros Vida Security Prevision's current Net Margin % of 6.30% is near median its 10-year median of 6.87. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 10.68. The Insurance industry median Net Margin % is 9.28. Seguros Vida Security Prevision's value of 6.30% is 32.1% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's Net Margin % compare to AFL and MET?
Seguros Vida Security Prevision's Net Margin % of 6.30% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.28. Seguros Vida Security Prevision's value of 6.30% is 32.1% below this benchmark. Historically, Seguros Vida Security Prevision's own Net Margin % has ranged from 2.70 to 10.68 over the past decade. While the company's 10-year median is 6.87 vs. the industry median of 9.28, Seguros Vida Security Prevision has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current Net Margin % of 6.30% is 32.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current Net Margin % is 6.30%, which is near median its own 10-year median of 6.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current Net Margin % of 6.30%. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current Net Margin % is 6.30%, which is near median its 10-year median of 6.87 and 32.1% below the Insurance industry median of 9.28. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current Net Margin % is 6.30% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?

Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued. The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.

Key valuation signals for XSGO:PREVISION:

  • Net Margin %: 6.30% (near median its 10-year median of 6.87)
  • GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
  • GF Score™: 12/100 with 3 warning signs
  • Industry Position: 32.1% below the Insurance median

No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seguros Vida Security Prevision Business Description

Address Avenue Apoquindo 3150, Piso 8, Las Condes, Santiago, CHL
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score

Get the complete analysis for XSGO:PREVISION

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP554.40
Price
CLP1,147.16
GF Value