ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Seguros Vida Security Prevision's annualizedNet Income for the quarter that ended in Dec. 2024 was CLP42,900 Mil.
Seguros Vida Security Prevision's average Total Assets over the quarter that ended in Dec. 2024 was CLP3,759,633 Mil. Therefore, Seguros Vida Security Prevision's annualized ROA % for the quarter that ended in Dec. 2024 was 1.14%.
XSGO:PREVISION'
s ROA % Range Over the Past 10 Years
Min: 0.52 Med: 1.16 Max: 1.56
Current: 1.14
During the past 13 years, Seguros Vida Security Prevision's highest ROA % was 1.56%. The lowest was 0.52%. And the median was 1.16%.
XSGO:PREVISION's ROA % is not ranked
in the Insurance industry.
Industry Median: 2.67
vs XSGO:PREVISION: 1.14
Seguros Vida Security Prevision (XSGO:PREVISION) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Seguros Vida Security Prevision ROA % Related Terms
Seguros Vida Security Prevision ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Seguros Vida Security Prevision's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seguros Vida Security Prevision ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's ROA % distribution charts can be found below:
* The bar in red indicates where Seguros Vida Security Prevision's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2024) net income data.
ROA % is displayed in the 30-year financial page.
Seguros Vida Security Prevision (XSGO:PREVISION) has a ROA % of 1.14% as of Dec. 2024. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Seguros Vida Security Prevision and its competitors. This is near median its historical median of 1.16. Over the past decade, Seguros Vida Security Prevision's ROA % has ranged from 0.52 to 1.56.
Is Seguros Vida Security Prevision's ROA % too high?
Seguros Vida Security Prevision's current ROA % of 1.14% is near median its 10-year median of 1.16. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.56. The Insurance industry median ROA % is 2.67. Seguros Vida Security Prevision's value of 1.14% is 57.3% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's ROA % compare to AFL and MET?
Seguros Vida Security Prevision's ROA % of 1.14% can be compared against companies in the Insurance industry. The industry median ROA % is 2.67. Seguros Vida Security Prevision's value of 1.14% is 57.3% below this benchmark. Historically, Seguros Vida Security Prevision's own ROA % has ranged from 0.52 to 1.56 over the past decade. While the company's 10-year median is 1.16 vs. the industry median of 2.67, Seguros Vida Security Prevision has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.67, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current ROA % of 1.14% is 57.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median ROA % is 2.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current ROA % is 1.14%, which is near median its own 10-year median of 1.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current ROA % of 1.14%. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current ROA % is 1.14%, which is near median its 10-year median of 1.16 and 57.3% below the Insurance industry median of 2.67. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current ROA % is 1.14% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?
Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued.
The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.
Key valuation signals for XSGO:PREVISION:
ROA %: 1.14% (near median its 10-year median of 1.16)
GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
Industry Position: 57.3% below the Insurance median
No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seguros Vida Security Prevision Business Description
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score
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