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Bank First (Bank First) Cyclically Adjusted Price-to-FCF : 20.26 (As of May. 02, 2024)


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What is Bank First Cyclically Adjusted Price-to-FCF?

As of today (2024-05-02), Bank First's current share price is $79.01. Bank First's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $3.90. Bank First's Cyclically Adjusted Price-to-FCF for today is 20.26.

The historical rank and industry rank for Bank First's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BFC' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 18.36   Med: 23.61   Max: 93.44
Current: 19.83

During the past years, Bank First's highest Cyclically Adjusted Price-to-FCF was 93.44. The lowest was 18.36. And the median was 23.61.

BFC's Cyclically Adjusted Price-to-FCF is ranked worse than
89.13% of 837 companies
in the Banks industry
Industry Median: 7.39 vs BFC: 19.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank First's adjusted free cash flow per share data for the three months ended in Dec. 2023 was $1.753. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $3.90 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bank First Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Bank First's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank First Cyclically Adjusted Price-to-FCF Chart

Bank First Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.39 21.07 20.51 24.50 22.22

Bank First Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.91 22.55 20.42 22.22 -

Competitive Comparison of Bank First's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Bank First's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank First's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank First's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank First's Cyclically Adjusted Price-to-FCF falls into.



Bank First Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Bank First's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=79.01/3.9
=20.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank First's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Bank First's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.753/129.4194*129.4194
=1.753

Current CPI (Dec. 2023) = 129.4194.

Bank First Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200912 0.000 91.111 0.000
201003 0.000 91.821 0.000
201006 0.000 91.962 0.000
201009 0.000 92.162 0.000
201012 0.000 92.474 0.000
201103 0.000 94.283 0.000
201106 0.000 95.235 0.000
201109 0.000 95.727 0.000
201112 0.000 95.213 0.000
201212 0.000 96.871 0.000
201312 0.000 98.326 0.000
201412 0.000 99.070 0.000
201512 0.000 99.792 0.000
201612 0.000 101.863 0.000
201709 0.000 104.136 0.000
201712 0.000 104.011 0.000
201803 -0.820 105.290 -1.008
201806 0.670 106.317 0.816
201809 0.763 106.507 0.927
201812 1.666 105.998 2.034
201903 -0.364 107.251 -0.439
201906 0.322 108.070 0.386
201909 0.780 108.329 0.932
201912 1.405 108.420 1.677
202003 -0.547 108.902 -0.650
202006 2.602 108.767 3.096
202009 0.186 109.815 0.219
202012 2.445 109.897 2.879
202103 0.638 111.754 0.739
202106 0.641 114.631 0.724
202109 1.568 115.734 1.753
202112 1.290 117.630 1.419
202203 0.196 121.301 0.209
202206 0.889 125.017 0.920
202209 0.795 125.227 0.822
202212 2.051 125.222 2.120
202303 0.145 127.348 0.147
202306 0.677 128.729 0.681
202309 1.248 129.860 1.244
202312 1.753 129.419 1.753

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Bank First  (NAS:BFC) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Bank First Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Bank First's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank First (Bank First) Business Description

Industry
Traded in Other Exchanges
N/A
Address
402 North 8th Street, Manitowoc, WI, USA, 54220
Bank First Corp is a United States-based company engaged in providing financial services provides a full range of consumer and commercial financial institution services to individuals and businesses including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
Executives
Kevin M. Lemahieu director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
Michael B. Molepske director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
Timothy J. Mcfarlane director, officer: President C/O BANK FIRST CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
Laura E Kohler director 402 N. 8TH STREET, MANITOWOC WI 54220
Jason V Krepline officer: Named Executive Officer 402 N. 8TH STREET, MANITOWOC WI 54220
Joan A Woldt officer: Named Executive Officer 402 N. 8TH STREET, MANITOWOC WI 54220
Phillip R Maples director 402 N. 8TH STREET, MANITOWOC WI 54220
Mary Kay Bourbulas director 402 NORTH 8TH STREET, MANITOWOC WI 54220
Stephen E Johnson director 402 N. 8TH ST., MANITOWOC WI 54220
Robert W. Holmes director C/O BANK FIRST CORPORATION, 402 N. 8TH STREET, MANITOWOC WI 54220
Donald R. Brisch director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
David R Sachse director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
Judy L Heun director 402 NORTH 8TH STREET, MANITOWOC WI 54220
Michael P. Dempsey director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220
Van Sistine Peter J. director C/O BANK FIRST NATIONAL CORPORATION, 402 NORTH 8TH STREET, MANITOWOC WI 54220