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Bank FirstBFC +0.90%68 Shiller PE Ratio is 24.19 as of Sep. 07, 2026, which is 0% above its 10-year median of 24.18. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $153.87 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,236 Banks companies, Bank First ranks worse than 85.52% on this metric.
As of today (2026-09-07), Bank First's current share price is $156.01. Bank First's E10 for the quarter that ended in Jun. 2026 was $6.45. Bank First's Shiller PE Ratio for today is 24.19.
The historical rank and industry rank for Bank First's Shiller PE Ratio or its related term are showing as below:
BFC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 16.16 Med: 24.18 Max: 42.62
Current: 24.19
During the past years, Bank First's highest Shiller PE Ratio was 42.62. The lowest was 16.16. And the median was 24.18.
BFC's Shiller PE Ratio is ranked worse than 85.52% of 1236
companies
in the Banks industry
Industry Median: 14.01
vs BFC: 24.19
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Bank First's adjusted earnings per share data for the three months ended in Jun. 2026 was $2.210. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $6.45 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Bank First Shiller PE Ratio Related Terms
Bank First Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Bank First's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BFC vs CASH, TFIN, TCBK: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Bank First's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Bank First's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Bank First's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank First's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Bank First's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Bank First (BFC) has a Shiller PE Ratio of 24.19 as of Sep. 07, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank First and its competitors. This is near median its historical median of 24.18. Over the past decade, Bank First's Shiller PE Ratio has ranged from 16.16 to 42.62. According to the industry distribution chart, Bank First ranks #1057 out of 1236 companies in the Banks industry, placing it in the top 85.5%.
Is Bank First's Shiller PE Ratio too high?
Bank First's current Shiller PE Ratio of 24.19 is near median its 10-year median of 24.18. Over the past 10 years, this metric has ranged from a low of 16.16 to a high of 42.62. The Banks industry median Shiller PE Ratio is 14.01. Bank First's value of 24.19 is 72.7% above this industry median. Based on the distribution chart, Bank First ranks #1057 out of 1236 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's Shiller PE Ratio compare to CASH and TFIN?
According to the Banks industry distribution chart, Bank First ranks #1057 out of 1236 companies for Shiller PE Ratio. This places Bank First in the lower half of its industry. The industry median Shiller PE Ratio is 14.01. Bank First's value of 24.19 is 72.7% above this benchmark. Historically, Bank First's own Shiller PE Ratio has ranged from 16.16 to 42.62 over the past decade. While the company's 10-year median is 24.18 vs. the industry median of 14.01, Bank First has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.01, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current Shiller PE Ratio of 24.19 is 72.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank First and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current Shiller PE Ratio is 24.19, which is near median its own 10-year median of 24.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $153.87, compared to a current price of $156.01 — trading 1.4% above its estimated fair value. The current Shiller PE Ratio is 24.19, which is near median its 10-year median of 24.18 and 72.7% above the Banks industry median of 14.01. Bank First's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Bank First (BFC), the current Shiller PE Ratio is 24.19 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $156.01 is trading 1.4% above its estimated GF Value™ of $153.87.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
Shiller PE Ratio: 24.19 (near median its 10-year median of 24.18)
GF Value™: $153.87 vs. price of $156.01 (1.4% above fair value)
Industry Position: 72.7% above the Banks median (#1057 of 1236)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
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