BFC (Bank First) Dividend Payout Ratio: 0.28 (As of Mar. 2026) — 27% Above Median

What is Bank First Dividend Payout Ratio?

Bank First BFC -0.92% 68 Dividend Payout Ratio is 0.28 as of Mar. 2026, which is 27% above its 10-year median of 0.22. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $135.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, Bank First ranks better than 65.24% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Bank First's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.28.

The historical rank and industry rank for Bank First's Dividend Payout Ratio or its related term are showing as below:

BFC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.22 Max: 0.26
Current: 0.26

During the past 13 years, the highest Dividend Payout Ratio of Bank First was 0.26. The lowest was 0.14. And the median was 0.22.

BFC's Dividend Payout Ratio is ranked better than
65.24% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs BFC: 0.26

As of today (2026-06-26), the Dividend Yield % of Bank First is 1.32%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Bank First was 1.71%. The lowest was 0.36%. And the median was 1.25%.

Bank First's Dividends per Share for the months ended in Mar. 2026 was $0.50.

During the past 12 months, Bank First's average Dividends Per Share Growth Rate was 12.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 24.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 18.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 12.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bank First was 38.90% per year. The lowest was 3.10% per year. And the median was 10.70% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Bank First (NAS:BFC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Bank First Dividend Payout Ratio Related Terms

Bank First Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Bank First's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank First Dividend Payout Ratio Chart

Bank First Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.14

0.17

0.25

0.24

0.25

Bank First Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.25	0.27	0.25	0.24	0.28

BFC vs RBCAA, QCRH, HOPE: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Bank First's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank First Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank First's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Bank First's Dividend Payout Ratio falls into.

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68GF Score

Bank First Corp BFC

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Bank First Dividend Payout Ratio Calculation

Bank First's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.8	/	7.217
	=	0.25

Bank First's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.5	/	1.766
	=	0.28

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.28 mean?

Bank First (BFC) has a Dividend Payout Ratio of 0.28 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank First and its competitors. This is 27% above median its historical median of 0.22. Over the past decade, Bank First's Dividend Payout Ratio has ranged from 0.14 to 0.26. According to the industry distribution chart, Bank First ranks #406 out of 1168 companies in the Banks industry, placing it in the top 34.8%.

Is Bank First's Dividend Payout Ratio too high?

Bank First's current Dividend Payout Ratio of 0.28 is 27% above median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 0.26. The Banks industry median Dividend Payout Ratio is 0.32. Bank First's value of 0.28 is 12.5% below this industry median. Based on the distribution chart, Bank First ranks #406 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Bank First's Dividend Payout Ratio compare to RBCAA and QCRH?

According to the Banks industry distribution chart, Bank First ranks #406 out of 1168 companies for Dividend Payout Ratio. This puts Bank First in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Bank First's value of 0.28 is 12.5% below this benchmark. Historically, Bank First's own Dividend Payout Ratio has ranged from 0.14 to 0.26 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.32, Bank First has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current Dividend Payout Ratio of 0.28 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Bank First and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current Dividend Payout Ratio is 0.28, which is 27% above median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bank First stock overvalued right now?

Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $135.64, compared to a current price of $144.69 — trading 6.7% above its estimated fair value. The current Dividend Payout Ratio is 0.28, which is 27% above median its 10-year median of 0.22 and 12.5% below the Banks industry median of 0.32. Bank First's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Bank First (BFC), the current Dividend Payout Ratio is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank First (BFC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank First stock appears to be overvalued. The current stock price of $144.69 is trading 6.7% above its estimated GF Value™ of $135.64. GuruFocus considers Bank First to be Fairly Valued.

Key valuation signals for BFC:

Dividend Payout Ratio: 0.28 (27% above median its 10-year median of 0.22)
GF Value™: $135.64 vs. price of $144.69 (6.7% above fair value)
GF Score™: 68/100 with 4 warning signs
Industry Position: 12.5% below the Banks median (#406 of 1168)

No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank First Business Description

Industry Financial Services Banks

Comparable Companies RBCAA QCRH HOPE CNOB LKFN BY TCBK STBA GABC OBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 402 North 8th Street, Manitowoc, WI, USA, 54220

Website https://www.bankfirst.com

Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.

68GF Score

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$144.69

Price

$135.64

GF Value

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