FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Bank First's Free Cash Flow for the
three
months ended in Mar. 2026 was $-16.9 Mil. Bank First's Revenue for the
three
months ended in Mar. 2026 was $62.9 Mil. Therefore, Bank First's FCF Margin % for the quarter that ended in Mar. 2026 was -26.84%.
The historical rank and industry rank for Bank First's FCF Margin % or its related term are showing as below:
BFC'
s FCF Margin % Range Over the Past 10 Years
Min: 15.77 Med: 29.41 Max: 37.91
Current: 15.77
During the past 13 years, the highest FCF Margin % of Bank First was 37.91%. The lowest was 15.77%. And the median was 29.41%.
BFC's FCF Margin % is ranked worse than 62.66% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs BFC: 15.77
Bank First FCF Margin % Related Terms
Bank First FCF Margin % Historical Data
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The historical data trend for Bank First's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank First's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bank First's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank First (BFC) has a FCF Margin % of -26.84% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank First and its competitors. Over the past decade, Bank First's FCF Margin % has ranged from 15.77 to 37.91. According to the industry distribution chart, Bank First ranks #943 out of 1505 companies in the Banks industry, placing it in the top 62.7%.
Is Bank First's FCF Margin % too high?
Bank First's current FCF Margin % is -26.84%. Over the past 10 years, this metric has ranged from a low of 15.77 to a high of 37.91. Based on the distribution chart, Bank First ranks #943 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's FCF Margin % compare to RBCAA and QCRH?
According to the Banks industry distribution chart, Bank First ranks #943 out of 1505 companies for FCF Margin %. This places Bank First in the lower half of its industry. The industry median FCF Margin % is 26.55. Historically, Bank First's own FCF Margin % has ranged from 15.77 to 37.91 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bank First and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current FCF Margin % is -26.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $135.64, compared to a current price of $144.69 — trading 6.7% above its estimated fair value. The current FCF Margin % is -26.84%. Bank First's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bank First (BFC), the current FCF Margin % is -26.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $144.69 is trading 6.7% above its estimated GF Value™ of $135.64.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
FCF Margin %: -26.84%
GF Value™: $135.64 vs. price of $144.69 (6.7% above fair value)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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