Bank FirstBFC +2.23%68 PEG Ratio is 1.67 as of Jun. 27, 2026, which is 46% above its 10-year median of 1.14. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $135.64 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,229 Banks companies, Bank First ranks worse than 53.05% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Bank First's PE Ratio without NRI is 20.65. Bank First's 5-Year Book Value growth rate is 12.40%. Therefore, Bank First's PEG Ratio for today is 1.67.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Bank First's PEG Ratio or its related term are showing as below:
BFC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.85 Med: 1.14 Max: 1.67
Current: 1.67
During the past 13 years, Bank First's highest PEG Ratio was 1.67. The lowest was 0.85. And the median was 1.14.
BFC's PEG Ratio is ranked worse than 53.05% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs BFC: 1.67
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bank First (NAS:BFC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bank First PEG Ratio Related Terms
Bank First PEG Ratio Historical Data
* Premium members only.
The historical data trend for Bank First's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank First's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bank First's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bank First (BFC) has a PEG Ratio of 1.67 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank First and its competitors. This is 46% above median its historical median of 1.14. Over the past decade, Bank First's PEG Ratio has ranged from 0.85 to 1.67. According to the industry distribution chart, Bank First ranks #652 out of 1229 companies in the Banks industry, placing it in the top 53.1%.
Is Bank First's PEG Ratio too high?
Bank First's current PEG Ratio of 1.67 is 46% above median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 1.67. The Banks industry median PEG Ratio is 1.52. Bank First's value of 1.67 is 9.9% above this industry median. Based on the distribution chart, Bank First ranks #652 out of 1229 companies in the Banks industry, which is below the industry midpoint. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's PEG Ratio compare to RBCAA and QCRH?
According to the Banks industry distribution chart, Bank First ranks #652 out of 1229 companies for PEG Ratio. This places Bank First in the lower half of its industry. The industry median PEG Ratio is 1.52. Bank First's value of 1.67 is 9.9% above this benchmark. Historically, Bank First's own PEG Ratio has ranged from 0.85 to 1.67 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.52, Bank First has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current PEG Ratio of 1.67 is 9.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bank First and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current PEG Ratio is 1.67, which is 46% above median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $135.64, compared to a current price of $147.90 — trading 9% above its estimated fair value. The current PEG Ratio is 1.67, which is 46% above median its 10-year median of 1.14 and 9.9% above the Banks industry median of 1.52. Bank First's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bank First (BFC), the current PEG Ratio is 1.67 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $147.90 is trading 9% above its estimated GF Value™ of $135.64.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
PEG Ratio: 1.67 (46% above median its 10-year median of 1.14)
GF Value™: $135.64 vs. price of $147.90 (9% above fair value)
Industry Position: 9.9% above the Banks median (#652 of 1229)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
Get the complete analysis for BFC
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