Bank FirstBFC -1.12%68 5-Year Yield-on-Cost % is 3.02 as of Jul. 07, 2026, which is 3% above its 10-year median of 2.92. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $137.00 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,255 Banks companies, Bank First ranks worse than 65.34% on this metric.
Bank First's yield on cost for the quarter that ended in Mar. 2026 was 3.02.
The historical rank and industry rank for Bank First's 5-Year Yield-on-Cost % or its related term are showing as below:
BFC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.85 Med: 2.92 Max: 4.03
Current: 3.02
During the past 13 years, Bank First's highest Yield on Cost was 4.03. The lowest was 0.85. And the median was 2.92.
BFC's 5-Year Yield-on-Cost % is ranked worse than 65.34% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs BFC: 3.02
Bank First (NAS:BFC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank First 5-Year Yield-on-Cost % Related Terms
BFC vs CNOB, QCRH, BY: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank First's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank First's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Bank First is calculated as
Bank First (BFC) has a 5-Year Yield-on-Cost % of 3.02 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank First and its competitors. This is near median its historical median of 2.92. Over the past decade, Bank First's 5-Year Yield-on-Cost % has ranged from 0.85 to 4.03. According to the industry distribution chart, Bank First ranks #820 out of 1255 companies in the Banks industry, placing it in the top 65.3%.
Is Bank First's 5-Year Yield-on-Cost % too high?
Bank First's current 5-Year Yield-on-Cost % of 3.02 is near median its 10-year median of 2.92. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 4.03. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Bank First's value of 3.02 is 22.6% below this industry median. Based on the distribution chart, Bank First ranks #820 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's 5-Year Yield-on-Cost % compare to CNOB and QCRH?
According to the Banks industry distribution chart, Bank First ranks #820 out of 1255 companies for 5-Year Yield-on-Cost %. This places Bank First in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Bank First's value of 3.02 is 22.6% below this benchmark. Historically, Bank First's own 5-Year Yield-on-Cost % has ranged from 0.85 to 4.03 over the past decade. While the company's 10-year median is 2.92 vs. the industry median of 3.90, Bank First has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current 5-Year Yield-on-Cost % of 3.02 is 22.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank First and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current 5-Year Yield-on-Cost % is 3.02, which is near median its own 10-year median of 2.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $137.00, compared to a current price of $149.57 — trading 9.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.02, which is near median its 10-year median of 2.92 and 22.6% below the Banks industry median of 3.90. Bank First's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank First (BFC), the current 5-Year Yield-on-Cost % is 3.02 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $149.57 is trading 9.2% above its estimated GF Value™ of $137.00.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
5-Year Yield-on-Cost %: 3.02 (near median its 10-year median of 2.92)
GF Value™: $137.00 vs. price of $149.57 (9.2% above fair value)
Industry Position: 22.6% below the Banks median (#820 of 1255)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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