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Bank FirstBFC +1.02%69 3-Year EPS without NRI Growth Rate is 9.00% as of Jun. 2026, which is 10% above its 10-year median of 8.20. GuruFocus rates BFC with a GF Score™ of 69/100 and a GF Value™ of $154.31 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, Bank First ranks better than 53.92% on this metric.
During the past 12 months, Bank First's average EPS without NRI Growth Rate was 11.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 9.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 4.50% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 12.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Bank First was 30.00% per year. The lowest was -33.50% per year. And the median was 8.20% per year.
Bank First (NAS:BFC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Bank First 3-Year EPS without NRI Growth Rate Related Terms
BFC vs CASH, TFIN, TCBK: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Bank First's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bank First's 3-Year EPS without NRI Growth Rate falls into.
Bank First 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 9.00% mean?
Bank First (BFC) has a 3-Year EPS without NRI Growth Rate of 9.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bank First and its competitors. This is 10% above median its historical median of 8.20. According to the industry distribution chart, Bank First ranks #646 out of 1402 companies in the Banks industry, placing it in the top 46.1%.
Is Bank First's 3-Year EPS without NRI Growth Rate too high?
Bank First's current 3-Year EPS without NRI Growth Rate of 9.00% is 10% above median its 10-year median of 8.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Bank First's value of 9.00% is 20% above this industry median. Based on the distribution chart, Bank First ranks #646 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, Bank First has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's 3-Year EPS without NRI Growth Rate compare to CASH and TFIN?
According to the Banks industry distribution chart, Bank First ranks #646 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts Bank First in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Bank First's value of 9.00% is 20% above this benchmark. While the company's 10-year median is 8.20 vs. the industry median of 7.50, Bank First has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current 3-Year EPS without NRI Growth Rate of 9.00% is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bank First and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current 3-Year EPS without NRI Growth Rate is 9.00%, which is 10% above median its own 10-year median of 8.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $154.31, compared to a current price of $155.42 — trading 0.7% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 9.00%, which is 10% above median its 10-year median of 8.20 and 20% above the Banks industry median of 7.50. Bank First's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Bank First (BFC), the current 3-Year EPS without NRI Growth Rate is 9.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $155.42 is trading 0.7% above its estimated GF Value™ of $154.31.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
3-Year EPS without NRI Growth Rate: 9.00% (10% above median its 10-year median of 8.20)
GF Value™: $154.31 vs. price of $155.42 (0.7% above fair value)
Industry Position: 20% above the Banks median (#646 of 1402)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
69GF Score
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