Bank FirstBFC +0.15%68 PE Ratio without NRI is 20.23 as of Jun. 26, 2026, which is 28% above its 10-year median of 15.82. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $135.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,445 Banks companies, Bank First ranks worse than 87.68% on this metric.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-06-26), Bank First's share price is $144.90.
Bank First's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $7.16. Therefore, Bank First's PE Ratio without NRI for today is 20.23.
During the past 13 years, Bank First's highest PE Ratio without NRI was 72.56. The lowest was 11.56. And the median was 15.82.
Bank First's EPS without NRI for the
three
months ended in Mar. 2026 was $1.77.
Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $7.16.
Bank First Corp stock PE Ratio (=20.12) is close to 5-year high of 20.96.
During the past years, Bank First's highestPE Ratio (TTM) was 72.10. The lowest was 10.12. And the median was 15.20.
Bank First's
EPS (Diluted) for the
three
months ended in Mar. 2026 was $1.78.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.19.
Bank First's EPS (Basic) for the
three
months ended in Mar. 2026 was $1.78.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.19.
Bank First (NAS:BFC) PE Ratio without NRI Explanation
The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.
If a company loses money, the PE Ratio becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.
Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.
Bank First PE Ratio without NRI Related Terms
Bank First PE Ratio without NRI Historical Data
* Premium members only.
The historical data trend for Bank First's PE Ratio without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BFC vs RBCAA, QCRH, HOPE: PE Ratio without NRI Comparison
For the Banks - Regional subindustry, Bank First's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Bank First's PE Ratio without NRI falls into.
The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.
Bank First's PE Ratio without NRI for today is calculated as
Bank First's Share Price of today is $144.90.
Bank First's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.16.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.
For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Bank First (BFC) has a PE Ratio without NRI of 20.23 as of Jun. 26, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Bank First and its competitors. This is 28% above median its historical median of 15.82. Over the past decade, Bank First's PE Ratio without NRI has ranged from 11.56 to 72.56. According to the industry distribution chart, Bank First ranks #1267 out of 1445 companies in the Banks industry, placing it in the top 87.7%.
Is Bank First's PE Ratio without NRI too high?
Bank First's current PE Ratio without NRI of 20.23 is 28% above median its 10-year median of 15.82. Over the past 10 years, this metric has ranged from a low of 11.56 to a high of 72.56. The Banks industry median PE Ratio without NRI is 11.38. Bank First's value of 20.23 is 77.8% above this industry median. Based on the distribution chart, Bank First ranks #1267 out of 1445 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's PE Ratio without NRI compare to RBCAA and QCRH?
According to the Banks industry distribution chart, Bank First ranks #1267 out of 1445 companies for PE Ratio without NRI. This places Bank First in the lower half of its industry. The industry median PE Ratio without NRI is 11.38. Bank First's value of 20.23 is 77.8% above this benchmark. Historically, Bank First's own PE Ratio without NRI has ranged from 11.56 to 72.56 over the past decade. While the company's 10-year median is 15.82 vs. the industry median of 11.38, Bank First has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.38, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current PE Ratio without NRI of 20.23 is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Bank First and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current PE Ratio without NRI is 20.23, which is 28% above median its own 10-year median of 15.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $135.64, compared to a current price of $144.90 — trading 6.8% above its estimated fair value. The current PE Ratio without NRI is 20.23, which is 28% above median its 10-year median of 15.82 and 77.8% above the Banks industry median of 11.38. Bank First's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Bank First (BFC), the current PE Ratio without NRI is 20.23 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $144.90 is trading 6.8% above its estimated GF Value™ of $135.64.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
PE Ratio without NRI: 20.23 (28% above median its 10-year median of 15.82)
GF Value™: $135.64 vs. price of $144.90 (6.8% above fair value)
Industry Position: 77.8% above the Banks median (#1267 of 1445)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
Get the complete analysis for BFC
PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BFC has been successfully added to your 
