Repay Holdings (FRA:0YR) Cyclically Adjusted Price-to-FCF: (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:0YR Repay Holdings Corp FRA:0YR
66 GF Score
Price €3.32
GF Value €8.66
Valuation Possible Value Trap
! 3 Warning Signs
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What is Repay Holdings Cyclically Adjusted Price-to-FCF?

Repay Holdings does not have a history long enough to calculate Cyclically Adjusted FCF per Share. Therefore GuruFocus does not calculate Cyclically Adjusted Price-to-FCF for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Repay Holdings  (FRA:0YR) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Repay Holdings Cyclically Adjusted Price-to-FCF Related Terms


Repay Holdings Cyclically Adjusted Price-to-FCF Historical Data

* Premium members only.

The historical data trend for Repay Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Cyclically Adjusted Price-to-FCF Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Price-to-FCF
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Repay Holdings Quarterly Data
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FRA:0YR vs DVLT, ZPTA, PDYN: Cyclically Adjusted Price-to-FCF Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Cyclically Adjusted Price-to-FCF falls into.


FRA:0YR
66GF Score
Repay Holdings Corp FRA:0YR
Cyclically Adjusted Price-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Repay Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Repay Holdings does not have a history long enough to calculate Cyclically Adjusted FCF per Share. Therefore GuruFocus does not calculate Cyclically Adjusted Price-to-FCF for this company.

Is Repay Holdings (FRA:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.32 is trading 61.7% below its estimated GF Value™ of €8.66. GuruFocus considers Repay Holdings to be Possible Value Trap.

Key valuation signals for FRA:0YR:

  • Cyclically Adjusted Price-to-FCF:
  • GF Value™: €8.66 vs. price of €3.32 (61.7% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

Get the complete analysis for FRA:0YR

Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.32
Price
€8.66
GF Value