Repay HoldingsFRA:0YR -1.12%66 Capex-to-Operating-Cash-Flow is 2.02 as of Mar. 2026, which is 349% above its 10-year median of 0.45. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €8.55 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,475 Software companies, Repay Holdings ranks worse than 73.22% on this metric.
Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Repay Holdings Capex-to-Operating-Cash-Flow Related Terms
Repay Holdings Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for Repay Holdings's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0YR vs DVLT, ZPTA, PDYN: Capex-to-Operating-Cash-Flow Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Capex-to-Operating-Cash-Flow vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 2.02 mean?
Repay Holdings (FRA:0YR) has a Capex-to-Operating-Cash-Flow of 2.02 as of Mar. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Repay Holdings and its competitors. This is 349% above median its historical median of 0.45. Over the past decade, Repay Holdings' Capex-to-Operating-Cash-Flow has ranged from 0.16 to 0.85. According to the industry distribution chart, Repay Holdings ranks #1080 out of 1475 companies in the Software industry, placing it in the top 73.2%.
Is Repay Holdings' Capex-to-Operating-Cash-Flow too high?
Repay Holdings' current Capex-to-Operating-Cash-Flow of 2.02 is 349% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.85. The Software industry median Capex-to-Operating-Cash-Flow is 0.24. Repay Holdings' value of 2.02 is 741.7% above this industry median. Based on the distribution chart, Repay Holdings ranks #1080 out of 1475 companies in the Software industry, which is below the industry midpoint. Overall, Repay Holdings has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Capex-to-Operating-Cash-Flow compare to DVLT and ZPTA?
According to the Software industry distribution chart, Repay Holdings ranks #1080 out of 1475 companies for Capex-to-Operating-Cash-Flow. This places Repay Holdings in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.24. Repay Holdings' value of 2.02 is 741.7% above this benchmark. Historically, Repay Holdings' own Capex-to-Operating-Cash-Flow has ranged from 0.16 to 0.85 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.24, Repay Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for a Software company?
The median Capex-to-Operating-Cash-Flow among Software companies is 0.24, based on 1,475 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Capex-to-Operating-Cash-Flow of 2.02 is 741.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Repay Holdings and its competitors. For the Software industry, the median Capex-to-Operating-Cash-Flow is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Capex-to-Operating-Cash-Flow is 2.02, which is 349% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Based on GuruFocus' analysis, Repay Holdings (FRA:0YR) is currently considered Possible Value Trap. The stock's GF Value™ is €8.55, compared to a current price of €3.54 — trading 58.6% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 2.02, which is 349% above median its 10-year median of 0.45 and 741.7% above the Software industry median of 0.24. Repay Holdings' overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Capex-to-Operating-Cash-Flow is 2.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (FRA:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.54 is trading 58.6% below its estimated GF Value™ of €8.55.
GuruFocus considers Repay Holdings to be Possible Value Trap.
Key valuation signals for FRA:0YR:
Capex-to-Operating-Cash-Flow: 2.02 (349% above median its 10-year median of 0.45)
GF Value™: €8.55 vs. price of €3.54 (58.6% below fair value)
Industry Position: 741.7% above the Software median (#1080 of 1475)
No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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