Repay HoldingsFRA:0YR +10.95%66 Equity-to-Asset is 0.42 as of Mar. 2026, which is 18% below its 10-year median of 0.51. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.98. The stock has 3 warning signs investors should review. Among 2,881 Software companies, Repay Holdings ranks worse than 66.3% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Repay Holdings's Total Stockholders Equity for the quarter that ended in Mar. 2026 was €413.5 Mil. Repay Holdings's Total Assets for the quarter that ended in Mar. 2026 was €986.8 Mil.
Therefore, Repay Holdings's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.42.
The historical rank and industry rank for Repay Holdings's Equity-to-Asset or its related term are showing as below:
FRA:0YR'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.51 Max: 0.96
Current: 0.42
During the past 9 years, the highest Equity to Asset Ratio of Repay Holdings was 0.96. The lowest was 0.10. And the median was 0.51.
FRA:0YR's Equity-to-Asset is ranked worse than 66.3% of 2881
companies
in the Software industry
Industry Median: 0.56
vs FRA:0YR: 0.42
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Repay Holdings Equity-to-Asset Related Terms
Repay Holdings Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Repay Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0YR vs ARQQ, TLS, XNET: Equity-to-Asset Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Repay Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings (FRA:0YR) has a Equity-to-Asset of 0.42 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Repay Holdings and its competitors. This is 18% below median its historical median of 0.51. Over the past decade, Repay Holdings' Equity-to-Asset has ranged from 0.10 to 0.96. According to the industry distribution chart, Repay Holdings ranks #1910 out of 2881 companies in the Software industry, placing it in the top 66.3%.
Is Repay Holdings' Equity-to-Asset too high?
Repay Holdings' current Equity-to-Asset of 0.42 is 18% below median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.96. The Software industry median Equity-to-Asset is 0.56. Repay Holdings' value of 0.42 is 25% below this industry median. Based on the distribution chart, Repay Holdings ranks #1910 out of 2881 companies in the Software industry, which is below the industry midpoint. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Equity-to-Asset compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #1910 out of 2881 companies for Equity-to-Asset. This places Repay Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Repay Holdings' value of 0.42 is 25% below this benchmark. Historically, Repay Holdings' own Equity-to-Asset has ranged from 0.10 to 0.96 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.56, Repay Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,881 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Equity-to-Asset of 0.42 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Repay Holdings and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Equity-to-Asset is 0.42, which is 18% below median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (FRA:0YR) has a current Equity-to-Asset of 0.42. The stock's GF Value™ is €7.98, compared to a current price of €3.04 — trading 61.9% below its estimated fair value. The current Equity-to-Asset is 0.42, which is 18% below median its 10-year median of 0.51 and 25% below the Software industry median of 0.56. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Equity-to-Asset is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (FRA:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.04 is trading 61.9% below its estimated GF Value™ of €7.98.
Key valuation signals for FRA:0YR:
Equity-to-Asset: 0.42 (18% below median its 10-year median of 0.51)
GF Value™: €7.98 vs. price of €3.04 (61.9% below fair value)
Industry Position: 25% below the Software median (#1910 of 2881)
No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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