Repay Holdings (FRA:0YR) Scaled Net Operating Assets: 0.70 (As of Mar. 2026)


FRA:0YR Repay Holdings Corp FRA:0YR
66 GF Score
Price €3.04
GF Value €7.89
! 3 Warning Signs
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What is Repay Holdings Scaled Net Operating Assets?

Repay Holdings FRA:0YR +10.95% 66 Scaled Net Operating Assets is 0.70 as of Mar. 2026. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.89. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Repay Holdings's operating assets for the quarter that ended in Mar. 2026 was €948.9 Mil. Repay Holdings's operating liabilities for the quarter that ended in Mar. 2026 was €229.5 Mil. Repay Holdings's Total Assets for the quarter that ended in Dec. 2025 was €1,024.6 Mil. Therefore, Repay Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.70.


Repay Holdings Scaled Net Operating Assets Historical Data

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The historical data trend for Repay Holdings's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Scaled Net Operating Assets Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only 1.28 0.84 0.69 0.75 0.46

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.60 0.67 0.60 0.70

FRA:0YR vs ARQQ, TLS, XNET: Scaled Net Operating Assets Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Scaled Net Operating Assets vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Scaled Net Operating Assets falls into.


FRA:0YR
66GF Score
Repay Holdings Corp FRA:0YR
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Repay Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Repay Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(925.785-240.049)/1501.172
=0.46

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=1024.586 - 98.801
=925.785

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=613.144 - 246.682 - 126.413
=240.049

Repay Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(948.934-229.455)/1024.586
=0.70

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=986.795 - 37.861
=948.934

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=575.692 - 344.978 - 1.259
=229.455

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.70 mean?
Repay Holdings (FRA:0YR) has a Scaled Net Operating Assets of 0.70 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Repay Holdings and its competitors.
Is Repay Holdings' Scaled Net Operating Assets too high?
Repay Holdings' current Scaled Net Operating Assets is 0.70. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Scaled Net Operating Assets compare to ARQQ and TLS?
Repay Holdings' Scaled Net Operating Assets of 0.70 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Software company?
A good Scaled Net Operating Assets depends on the Software industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Repay Holdings and its competitors. Repay Holdings's current Scaled Net Operating Assets is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (FRA:0YR) has a current Scaled Net Operating Assets of 0.70. The stock's GF Value™ is €7.89, compared to a current price of €3.04 — trading 61.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.70. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Scaled Net Operating Assets is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (FRA:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.04 is trading 61.5% below its estimated GF Value™ of €7.89.

Key valuation signals for FRA:0YR:

  • Scaled Net Operating Assets: 0.70
  • GF Value™: €7.89 vs. price of €3.04 (61.5% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.04
Price
€7.89
GF Value