Repay Holdings (FRA:0YR) Degree of Operating Leverage : 5,860.03 (As of Mar. 2026)


FRA:0YR Repay Holdings Corp FRA:0YR
66 GF Score
Price €3.04
GF Value €7.89
! 3 Warning Signs
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What is Repay Holdings Degree of Operating Leverage?

Repay Holdings FRA:0YR +10.95% 66 Degree of Operating Leverage is 5,860.03 as of Mar. 2026. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.89. The stock has 3 warning signs investors should review. Among 2,698 Software companies, Repay Holdings ranks worse than 99.96% on this metric.

Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. Repay Holdings's Degree of Operating Leverage for the quarter that ended in Mar. 2026 was 5,860.03. The higher Degree of Operating Leverage, the higher operating risk the company will take.

The industry rank for Repay Holdings's Degree of Operating Leverage or its related term are showing as below:

FRA:0YR's Degree of Operating Leverage is ranked worse than
99.96% of 2698 companies
in the Software industry
Industry Median: 0.57 vs FRA:0YR: 5860.03

Repay Holdings  (FRA:0YR) Degree of Operating Leverage Explanation

Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.

A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.

Be Aware

The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.


Repay Holdings Degree of Operating Leverage Related Terms


Repay Holdings Degree of Operating Leverage Historical Data

* Premium members only.

The historical data trend for Repay Holdings's Degree of Operating Leverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Degree of Operating Leverage Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Degree of Operating Leverage
Get a 7-Day Free Trial Premium Member Only -1.45 -5.19 -112.22 -17.59 -7,063.75

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Degree of Operating Leverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -42.54 -1.27 -43.21 -7,063.75 5,860.03

FRA:0YR vs DVLT, ZPTA, PDYN: Degree of Operating Leverage Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Degree of Operating Leverage vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Degree of Operating Leverage distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Degree of Operating Leverage falls into.


FRA:0YR
66GF Score
Repay Holdings Corp FRA:0YR
Degree of Operating Leverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Repay Holdings Degree of Operating Leverage Calculation

Repay Holdings's Degree of Operating Leverage for the quarter that ended in Mar. 2026 is calculated as:

Degree of Operating Leverage=% Change in EBIT**/% Change in Revenue
=( -224.869 (Mar. 2026) / -4.321 (Mar. 2025) - 1 )/( 268.789 (Mar. 2026) / 287.173 (Mar. 2025) - 1 )
=51.041/-0.064
=-797.30***

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.

What does a Degree of Operating Leverage of 5,860.03 mean?
Repay Holdings (FRA:0YR) has a Degree of Operating Leverage of 5,860.03 as of Mar. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Repay Holdings and its competitors. According to the industry distribution chart, Repay Holdings ranks #2697 out of 2698 companies in the Software industry.
Is Repay Holdings' Degree of Operating Leverage too high?
Repay Holdings' current Degree of Operating Leverage is 5,860.03. The Software industry median Degree of Operating Leverage is 0.57. Repay Holdings' value of 5,860.03 is 1027975.4% above this industry median. Based on the distribution chart, Repay Holdings ranks #2697 out of 2698 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Degree of Operating Leverage compare to DVLT and ZPTA?
According to the Software industry distribution chart, Repay Holdings ranks #2697 out of 2698 companies for Degree of Operating Leverage. This places Repay Holdings in the lower half of its industry. The industry median Degree of Operating Leverage is 0.57. Repay Holdings' value of 5,860.03 is 1027975.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for a Software company?
The median Degree of Operating Leverage among Software companies is 0.57, based on 2,698 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Degree of Operating Leverage of 5,860.03 is 1027975.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Repay Holdings and its competitors. For the Software industry, the median Degree of Operating Leverage is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Degree of Operating Leverage is 5,860.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (FRA:0YR) has a current Degree of Operating Leverage of 5,860.03. The stock's GF Value™ is €7.89, compared to a current price of €3.04 — trading 61.5% below its estimated fair value. The current Degree of Operating Leverage is 5,860.03 and 1027975.4% above the Software industry median of 0.57. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Degree of Operating Leverage is 5,860.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (FRA:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.04 is trading 61.5% below its estimated GF Value™ of €7.89.

Key valuation signals for FRA:0YR:

  • Degree of Operating Leverage: 5,860.03
  • GF Value™: €7.89 vs. price of €3.04 (61.5% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 1027975.4% above the Software median (#2697 of 2698)

No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

Get the complete analysis for FRA:0YR

Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.04
Price
€7.89
GF Value