Repay Holdings (FRA:0YR) EV-to-EBITDA: -4.17 (As of Jun. 27, 2026)


FRA:0YR Repay Holdings Corp FRA:0YR
66 GF Score
Price €3.04
GF Value €7.89
! 3 Warning Signs
View Full Analysis

What is Repay Holdings EV-to-EBITDA?

Repay Holdings FRA:0YR +10.95% 66 EV-to-EBITDA is -4.17 as of Jun. 27, 2026. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.89. The stock has 3 warning signs investors should review. Among 1,943 Software companies, Repay Holdings ranks worse than 51466.75% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Repay Holdings's enterprise value is €571.6 Mil. Repay Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €-137.0 Mil. Therefore, Repay Holdings's EV-to-EBITDA for today is -4.17.

The historical rank and industry rank for Repay Holdings's EV-to-EBITDA or its related term are showing as below:

FRA:0YR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -534.8   Med: 9.61   Max: 256
Current: -4.07

During the past 9 years, the highest EV-to-EBITDA of Repay Holdings was 256.00. The lowest was -534.80. And the median was 9.61.

FRA:0YR's EV-to-EBITDA is ranked worse than
100% of 1943 companies
in the Software industry
Industry Median: 9.97 vs FRA:0YR: -4.07

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-06-27), Repay Holdings's stock price is €3.04. Repay Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €-2.629. Therefore, Repay Holdings's PE Ratio (TTM) for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Repay Holdings  (FRA:0YR) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Repay Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=3.04/-2.629
=At Loss

Repay Holdings's share price for today is €3.04.
Repay Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2.629.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Repay Holdings EV-to-EBITDA Related Terms


Repay Holdings EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Repay Holdings's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings EV-to-EBITDA Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only 47.24 8.98 -94.52 9.98 -3.83

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.72 -163.13 -44.05 -3.83 -3.57

FRA:0YR vs ARQQ, TLS, XNET: EV-to-EBITDA Comparison

For the Software - Infrastructure subindustry, Repay Holdings's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings EV-to-EBITDA vs Software Industry

For the Software industry and Technology sector, Repay Holdings's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Repay Holdings's EV-to-EBITDA falls into.


FRA:0YR
66GF Score
Repay Holdings Corp FRA:0YR
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Repay Holdings EV-to-EBITDA Calculation

Repay Holdings's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=571.613/-136.951
=-4.17

Repay Holdings's current Enterprise Value is €571.6 Mil.
Repay Holdings's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-137.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of -4.17 mean?
Repay Holdings (FRA:0YR) has a EV-to-EBITDA of -4.17 as of Jun. 27, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Repay Holdings. According to the industry distribution chart, Repay Holdings ranks #999999 out of 1943 companies in the Software industry.
Is Repay Holdings' EV-to-EBITDA too high?
Repay Holdings' current EV-to-EBITDA is -4.17. Based on the distribution chart, Repay Holdings ranks #999999 out of 1943 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' EV-to-EBITDA compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #999999 out of 1943 companies for EV-to-EBITDA. This places Repay Holdings in the lower half of its industry. The industry median EV-to-EBITDA is 9.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 9.97, based on 1,943 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Repay Holdings. For the Software industry, the median EV-to-EBITDA is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current EV-to-EBITDA is -4.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (FRA:0YR) has a current EV-to-EBITDA of -4.17. The stock's GF Value™ is €7.89, compared to a current price of €3.04 — trading 61.5% below its estimated fair value. The current EV-to-EBITDA is -4.17. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current EV-to-EBITDA is -4.17 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (FRA:0YR) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of €3.04 is trading 61.5% below its estimated GF Value™ of €7.89.

Key valuation signals for FRA:0YR:

  • EV-to-EBITDA: -4.17
  • GF Value™: €7.89 vs. price of €3.04 (61.5% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges RPAY:USA
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

Get the complete analysis for FRA:0YR

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.04
Price
€7.89
GF Value