Repay HoldingsFRA:0YR +10.95%66 Quick Ratio is 1.79 as of Mar. 2026, which is 1% below its 10-year median of 1.81. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €7.98. The stock has 3 warning signs investors should review. Among 2,865 Software companies, Repay Holdings ranks better than 52.57% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Repay Holdings's quick ratio for the quarter that ended in Mar. 2026 was 1.79.
Repay Holdings has a quick ratio of 1.79. It generally indicates good short-term financial strength.
The historical rank and industry rank for Repay Holdings's Quick Ratio or its related term are showing as below:
FRA:0YR'
s Quick Ratio Range Over the Past 10 Years
Min: 0.02 Med: 1.81 Max: 58.2
Current: 1.79
During the past 9 years, Repay Holdings's highest Quick Ratio was 58.20. The lowest was 0.02. And the median was 1.81.
FRA:0YR's Quick Ratio is ranked better than 52.57% of 2865
companies
in the Software industry
Industry Median: 1.7
vs FRA:0YR: 1.79
Repay Holdings (FRA:0YR) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Repay Holdings Quick Ratio Related Terms
Repay Holdings Quick Ratio Historical Data
* Premium members only.
The historical data trend for Repay Holdings's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0YR vs ARQQ, TLS, XNET: Quick Ratio Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Quick Ratio vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Repay Holdings's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings (FRA:0YR) has a Quick Ratio of 1.79 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Repay Holdings and its competitors. This is near median its historical median of 1.81. Over the past decade, Repay Holdings' Quick Ratio has ranged from 0.02 to 58.20. According to the industry distribution chart, Repay Holdings ranks #1359 out of 2865 companies in the Software industry, placing it in the top 47.4%.
Is Repay Holdings' Quick Ratio too high?
Repay Holdings' current Quick Ratio of 1.79 is near median its 10-year median of 1.81. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 58.20. The Software industry median Quick Ratio is 1.70. Repay Holdings' value of 1.79 is 5.3% above this industry median. Based on the distribution chart, Repay Holdings ranks #1359 out of 2865 companies in the Software industry, which is above the industry midpoint. Overall, Repay Holdings has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Quick Ratio compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #1359 out of 2865 companies for Quick Ratio. This puts Repay Holdings in the upper half of its industry. The industry median Quick Ratio is 1.70. Repay Holdings' value of 1.79 is 5.3% above this benchmark. Historically, Repay Holdings' own Quick Ratio has ranged from 0.02 to 58.20 over the past decade. While the company's 10-year median is 1.81 vs. the industry median of 1.70, Repay Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Quick Ratio of 1.79 is 5.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Repay Holdings and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Quick Ratio is 1.79, which is near median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Repay Holdings (FRA:0YR) has a current Quick Ratio of 1.79. The stock's GF Value™ is €7.98, compared to a current price of €3.04 — trading 61.9% below its estimated fair value. The current Quick Ratio is 1.79, which is near median its 10-year median of 1.81 and 5.3% above the Software industry median of 1.70. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Quick Ratio is 1.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (FRA:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.04 is trading 61.9% below its estimated GF Value™ of €7.98.
Key valuation signals for FRA:0YR:
Quick Ratio: 1.79 (near median its 10-year median of 1.81)
GF Value™: €7.98 vs. price of €3.04 (61.9% below fair value)
Industry Position: 5.3% above the Software median (#1359 of 2865)
No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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