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Repay HoldingsFRA:0YR -1.79%66 Price-to-Free-Cash-Flow is 8.29 as of Aug. 08, 2026, which is 58% below its 10-year median of 19.88. GuruFocus rates FRA:0YR with a GF Score™ of 66/100 and a GF Value™ of €8.91 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,559 Software companies, Repay Holdings ranks better than 79.86% on this metric.
As of today (2026-08-08), Repay Holdings's share price is €3.30.
Repay Holdings's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €0.40. Hence, Repay Holdings's Price-to-Free-Cash-Flow Ratio for today is 8.29.
The historical rank and industry rank for Repay Holdings's Price-to-Free-Cash-Flow or its related term are showing as below:
FRA:0YR'
s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.41 Med: 19.88 Max: 389.29
Current: 8.37
During the past 9 years, Repay Holdings's highest Price-to-Free-Cash-Flow Ratio was 389.29. The lowest was 4.41. And the median was 19.88.
FRA:0YR's Price-to-Free-Cash-Flow is ranked better than 79.86% of 1559
companies
in the Software industry
Industry Median: 17.58
vs FRA:0YR: 8.37
During the past 12 months, the average Free Cash Flow per Share Growth Rate of Repay Holdings was -45.60% per year.
During the past 3 years, the average Free Cash Flow per Share Growth Rate was 22.40% per year.
During the past 5 years, the average Free Cash Flow per Share Growth Rate was 47.80% per year.
During the past 9 years, Repay Holdings's highest 3-Year average Free Cash Flow per Share Growth Rate was 75.30% per year. The lowest was -69.00% per year. And the median was 22.40% per year.
Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.
In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.
Be Aware
In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.
Repay Holdings Price-to-Free-Cash-Flow Related Terms
Repay Holdings Price-to-Free-Cash-Flow Historical Data
* Premium members only.
The historical data trend for Repay Holdings's Price-to-Free-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:0YR vs SUPX, DVLT, BKKT: Price-to-Free-Cash-Flow Comparison
For the Software - Infrastructure subindustry, Repay Holdings's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings Price-to-Free-Cash-Flow vs Software Industry
For the Software industry and Technology sector, Repay Holdings's Price-to-Free-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Repay Holdings's Price-to-Free-Cash-Flow falls into.
Repay Holdings's Share Price of today is €3.30. Repay Holdings's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.40.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Repay Holdings (FRA:0YR) has a Price-to-Free-Cash-Flow of 8.29 as of Aug. 08, 2026. Price-to-free-cash-flow ratio is the ratio of share price to a company's free cash flow per share. View historical data on Repay Holdings and its competitors. This is 58% below median its historical median of 19.88. Over the past decade, Repay Holdings' Price-to-Free-Cash-Flow has ranged from 4.41 to 389.29. According to the industry distribution chart, Repay Holdings ranks #314 out of 1559 companies in the Software industry, placing it in the top 20.1%.
Is Repay Holdings' Price-to-Free-Cash-Flow too high?
Repay Holdings' current Price-to-Free-Cash-Flow of 8.29 is 58% below median its 10-year median of 19.88. Over the past 10 years, this metric has ranged from a low of 4.41 to a high of 389.29. The Software industry median Price-to-Free-Cash-Flow is 17.58. Repay Holdings' value of 8.29 is 52.8% below this industry median. Based on the distribution chart, Repay Holdings ranks #314 out of 1559 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Price-to-Free-Cash-Flow compare to SUPX and DVLT?
According to the Software industry distribution chart, Repay Holdings ranks #314 out of 1559 companies for Price-to-Free-Cash-Flow. This places Repay Holdings in the top 20% of its industry — outperforming the majority of peers. The industry median Price-to-Free-Cash-Flow is 17.58. Repay Holdings' value of 8.29 is 52.8% below this benchmark. Historically, Repay Holdings' own Price-to-Free-Cash-Flow has ranged from 4.41 to 389.29 over the past decade. While the company's 10-year median is 19.88 vs. the industry median of 17.58, Repay Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Free-Cash-Flow for a Software company?
The median Price-to-Free-Cash-Flow among Software companies is 17.58, based on 1,559 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Free-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Free-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Price-to-Free-Cash-Flow of 8.29 is 52.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Free-Cash-Flow mean?
A high Price-to-Free-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Price-to-free-cash-flow ratio is the ratio of share price to a company's free cash flow per share. View historical data on Repay Holdings and its competitors. For the Software industry, the median Price-to-Free-Cash-Flow is 17.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Price-to-Free-Cash-Flow is 8.29, which is 58% below median its own 10-year median of 19.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Based on GuruFocus' analysis, Repay Holdings (FRA:0YR) is currently considered Possible Value Trap. The stock's GF Value™ is €8.91, compared to a current price of €3.30 — trading 63% below its estimated fair value. The current Price-to-Free-Cash-Flow is 8.29, which is 58% below median its 10-year median of 19.88 and 52.8% below the Software industry median of 17.58. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Free-Cash-Flow calculated?
Price-to-Free-Cash-Flow is calculated from a company's financial statements. For Repay Holdings (FRA:0YR), the current Price-to-Free-Cash-Flow is 8.29 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (FRA:0YR) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of €3.30 is trading 63% below its estimated GF Value™ of €8.91.
GuruFocus considers Repay Holdings to be Possible Value Trap.
Key valuation signals for FRA:0YR:
Price-to-Free-Cash-Flow: 8.29 (58% below median its 10-year median of 19.88)
GF Value™: €8.91 vs. price of €3.30 (63% below fair value)
Industry Position: 52.8% below the Software median (#314 of 1559)
No single metric tells the full story. See the FRA:0YR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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