Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AIA GroupAAIGF +6.81%60 Cyclically Adjusted PS Ratio is 3.07 as of Jul. 16, 2026, which is 15% below its 10-year median of 3.63. GuruFocus rates AAIGF with a GF Score™ of 60/100 and a GF Value™ of $9.65 (Fairly Valued). The stock has 2 warning signs investors should review. Among 410 Insurance companies, AIA Group ranks worse than 83.17% on this metric.
The historical rank and industry rank for AIA Group's Cyclically Adjusted PS Ratio or its related term are showing as below:
AAIGF'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.17 Med: 3.63 Max: 5.05
Current: 3.05
During the past 13 years, AIA Group's highest Cyclically Adjusted PS Ratio was 5.05. The lowest was 2.17. And the median was 3.63.
AAIGF's Cyclically Adjusted PS Ratio is ranked worse than 83.17% of 410
companies
in the Insurance industry
Industry Median: 1.225
vs AAIGF: 3.05
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
AIA Group's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $3.749. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.22 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
AIA Group (OTCPK:AAIGF) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
AIA Group Cyclically Adjusted PS Ratio Related Terms
AIA Group Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for AIA Group's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AAIGF vs AFL, MET, PRU: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Life subindustry, AIA Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where AIA Group's Cyclically Adjusted PS Ratio falls into.
AIA Group Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
AIA Group's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 3.07 mean?
AIA Group (AAIGF) has a Cyclically Adjusted PS Ratio of 3.07 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on AIA Group and its competitors. This is 15% below median its historical median of 3.63. Over the past decade, AIA Group's Cyclically Adjusted PS Ratio has ranged from 2.17 to 5.05. According to the industry distribution chart, AIA Group ranks #341 out of 410 companies in the Insurance industry, placing it in the top 83.2%.
Is AIA Group's Cyclically Adjusted PS Ratio too high?
AIA Group's current Cyclically Adjusted PS Ratio of 3.07 is 15% below median its 10-year median of 3.63. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 5.05. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. AIA Group's value of 3.07 is 150.6% above this industry median. Based on the distribution chart, AIA Group ranks #341 out of 410 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AIA Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's Cyclically Adjusted PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #341 out of 410 companies for Cyclically Adjusted PS Ratio. This places AIA Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. AIA Group's value of 3.07 is 150.6% above this benchmark. Historically, AIA Group's own Cyclically Adjusted PS Ratio has ranged from 2.17 to 5.05 over the past decade. While the company's 10-year median is 3.63 vs. the industry median of 1.23, AIA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current Cyclically Adjusted PS Ratio of 3.07 is 150.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on AIA Group and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current Cyclically Adjusted PS Ratio is 3.07, which is 15% below median its own 10-year median of 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.65, compared to a current price of $9.88 — trading 2.4% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.07, which is 15% below median its 10-year median of 3.63 and 150.6% above the Insurance industry median of 1.23. AIA Group's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For AIA Group (AAIGF), the current Cyclically Adjusted PS Ratio is 3.07 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIA Group (AAIGF) Overvalued in 2026?
Based on GuruFocus' analysis, AIA Group stock appears to be overvalued.
The current stock price of $9.88 is trading 2.4% above its estimated GF Value™ of $9.65.
GuruFocus considers AIA Group to be Fairly Valued.
Key valuation signals for AAIGF:
Cyclically Adjusted PS Ratio: 3.07 (15% below median its 10-year median of 3.63)
GF Value™: $9.65 vs. price of $9.88 (2.4% above fair value)
Industry Position: 150.6% above the Insurance median (#341 of 410)
No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
60GF Score
Get the complete analysis for AAIGF
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AAIGF has been successfully added to your 
