AAIGF (AIA Group) Enterprise Value: $99,314 Mil (As of Jun. 28, 2026) ***


AAIGF AIA Group Ltd AAIGF
61 GF Score
Price $8.91
GF Value $9.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is AIA Group Enterprise Value?

AIA Group AAIGF -0.04% 61 Enterprise Value is $99,314 Mil as of Jun. 28, 2026. GuruFocus rates AAIGF with a GF Score™ of 61/100 and a GF Value™ of $9.25 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, AIA Group's Enterprise Value is $99,314 Mil. AIA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $8,134 Mil. Therefore, AIA Group's EV-to-EBIT ratio for today is 12.21.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, AIA Group's Enterprise Value is $99,314 Mil. AIA Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $8,375 Mil. Therefore, AIA Group's EV-to-EBITDA ratio for today is 11.86.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, AIA Group's Enterprise Value is $99,314 Mil. AIA Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $39,604 Mil. Therefore, AIA Group's EV-to-Revenue ratio for today is 2.51.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, AIA Group's Enterprise Value is $99,314 Mil. AIA Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $6,970 Mil. Therefore, AIA Group's EV-to-OCF ratio for today is 14.25.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, AIA Group's Enterprise Value is $99,314 Mil. AIA Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $6,714 Mil. Therefore, AIA Group's EV-to-FCF ratio for today is 14.79.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


AIA Group  (OTCPK:AAIGF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

AIA Group's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=99314.134/8134
=12.21

AIA Group's current Enterprise Value is $99,314 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $8,134 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

AIA Group's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=99314.134/8375
=11.86

AIA Group's current Enterprise Value is $99,314 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIA Group's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $8,375 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

AIA Group's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=99314.134/39604
=2.51

AIA Group's current Enterprise Value is $99,314 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIA Group's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $39,604 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

AIA Group's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=99314.134/6970
=14.25

AIA Group's current Enterprise Value is $99,314 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIA Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $6,970 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

AIA Group's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=99314.134/6714
=14.79

AIA Group's current Enterprise Value is $99,314 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. AIA Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $6,714 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AIA Group Enterprise Value Related Terms


AIA Group Enterprise Value Historical Data

* Premium members only.

The historical data trend for AIA Group's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIA Group Enterprise Value Chart

AIA Group Annual Data
Trend Nov16 Nov17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 129,304.80 134,860.40 100,523.36 81,337.96 119,582.66

AIA Group Semi-Annual Data
May16 Nov16 May17 Nov17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 100,523.36 79,211.03 81,337.96 98,685.19 119,582.66

AAIGF vs AFL, MET, PRU: Enterprise Value Comparison

For the Insurance - Life subindustry, AIA Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIA Group Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, AIA Group's Enterprise Value distribution charts can be found below:

* The bar in red indicates where AIA Group's Enterprise Value falls into.


AAIGF
61GF Score
AIA Group Ltd AAIGF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AIA Group Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

AIA Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

AIA Group's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $99,314 Mil mean?
AIA Group (AAIGF) has a Enterprise Value of $99,314 Mil as of Jun. 28, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AIA Group and its competitors.
Is AIA Group's Enterprise Value too high?
AIA Group's current Enterprise Value is $99,314 Mil. Overall, AIA Group has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's Enterprise Value compare to AFL and MET?
AIA Group's Enterprise Value of $99,314 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on AIA Group and its competitors. AIA Group's current Enterprise Value is $99,314 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Modestly Undervalued. The stock's GF Value™ is $9.25, compared to a current price of $8.91 — trading 3.7% below its estimated fair value. The current Enterprise Value is $99,314 Mil. AIA Group's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For AIA Group (AAIGF), the current Enterprise Value is $99,314 Mil as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIA Group (AAIGF) Overvalued in 2026?

Based on GuruFocus' analysis, AIA Group stock appears to be undervalued. The current stock price of $8.91 is trading 3.7% below its estimated GF Value™ of $9.25. GuruFocus considers AIA Group to be Modestly Undervalued.

Key valuation signals for AAIGF:

  • Enterprise Value: $99,314 Mil
  • GF Value™: $9.25 vs. price of $8.91 (3.7% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIA Group Business Description

Address No. 1 Connaught Road Central, 35th Floor, AIA Central, Hong Kong, HKG
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
61GF Score

Get the complete analysis for AAIGF

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.91
Price
$9.25
GF Value