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AIA GroupAAIGF -0.76%60 EV-to-OCF is 14.47 as of Aug. 19, 2026, which is 60% below its 10-year median of 36.43. GuruFocus rates AAIGF with a GF Score™ of 60/100 and a GF Value™ of $9.21 (Fairly Valued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, AIA Group ranks worse than 75.84% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, AIA Group's Enterprise Value is $100,845 Mil.
AIA Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $6,970 Mil. Therefore, AIA Group's EV-to-OCF for today is 14.47.
The historical rank and industry rank for AIA Group's EV-to-OCF or its related term are showing as below:
AAIGF'
s EV-to-OCF Range Over the Past 10 Years
Min: 6.55 Med: 36.43 Max: 79.51
Current: 14.47
During the past 13 years, the highest EV-to-OCF of AIA Group was 79.51. The lowest was 6.55. And the median was 36.43.
AAIGF's EV-to-OCF is ranked worse than 75.84% of 505
companies
in the Insurance industry
Industry Median: 6.45
vs AAIGF: 14.47
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AIA Group's share price for today is $9.18.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIA Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.590.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AIA Group EV-to-OCF Related Terms
AIA Group EV-to-OCF Historical Data
* Premium members only.
The historical data trend for AIA Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, AIA Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where AIA Group's EV-to-OCF falls into.
AIA Group's current Enterprise Value is $100,845 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIA Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $6,970 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIA Group (AAIGF) has a EV-to-OCF of 14.47 as of Aug. 19, 2026. This is 60% below median its historical median of 36.43. Over the past decade, AIA Group's EV-to-OCF has ranged from 6.55 to 79.51. According to the industry distribution chart, AIA Group ranks #383 out of 505 companies in the Insurance industry, placing it in the top 75.8%.
Is AIA Group's EV-to-OCF too high?
AIA Group's current EV-to-OCF of 14.47 is 60% below median its 10-year median of 36.43. Over the past 10 years, this metric has ranged from a low of 6.55 to a high of 79.51. The Insurance industry median EV-to-OCF is 6.45. AIA Group's value of 14.47 is 124.3% above this industry median. Based on the distribution chart, AIA Group ranks #383 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, AIA Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #383 out of 505 companies for EV-to-OCF. This places AIA Group in the lower half of its industry. The industry median EV-to-OCF is 6.45. AIA Group's value of 14.47 is 124.3% above this benchmark. Historically, AIA Group's own EV-to-OCF has ranged from 6.55 to 79.51 over the past decade. While the company's 10-year median is 36.43 vs. the industry median of 6.45, AIA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.45, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current EV-to-OCF of 14.47 is 124.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current EV-to-OCF is 14.47, which is 60% below median its own 10-year median of 36.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.21, compared to a current price of $9.18 — trading 0.3% below its estimated fair value. The current EV-to-OCF is 14.47, which is 60% below median its 10-year median of 36.43 and 124.3% above the Insurance industry median of 6.45. AIA Group's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For AIA Group (AAIGF), the current EV-to-OCF is 14.47 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIA Group (AAIGF) Overvalued in 2026?
Based on GuruFocus' analysis, AIA Group stock appears to be undervalued.
The current stock price of $9.18 is trading 0.3% below its estimated GF Value™ of $9.21.
GuruFocus considers AIA Group to be Fairly Valued.
Key valuation signals for AAIGF:
EV-to-OCF: 14.47 (60% below median its 10-year median of 36.43)
GF Value™: $9.21 vs. price of $9.18 (0.3% below fair value)
Industry Position: 124.3% above the Insurance median (#383 of 505)
No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
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