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AIA GroupAAIGF -0.73%57 EV-to-EBIT is 13.48 as of Aug. 04, 2026, which is 20% below its 10-year median of 16.77. GuruFocus rates AAIGF with a GF Score™ of 57/100 and a GF Value™ of $9.42 (Fairly Valued). The stock has 2 warning signs investors should review. Among 345 Insurance companies, AIA Group ranks worse than 72.75% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
AIA Group's Enterprise Value for the quarter that ended in Dec. 2025 was $119,583 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $8,134 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIA Group EV-to-EBIT Related Terms
AIA Group EV-to-EBIT Historical Data
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The historical data trend for AIA Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, AIA Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where AIA Group's EV-to-EBIT falls into.
AIA Group's current Enterprise Value is $109,630 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. AIA Group's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $8,134 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIA Group (AAIGF) has a EV-to-EBIT of 13.48 as of Aug. 04, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AIA Group and its competitors. This is 20% below median its historical median of 16.77. Over the past decade, AIA Group's EV-to-EBIT has ranged from 9.30 to 31.78. According to the industry distribution chart, AIA Group ranks #251 out of 345 companies in the Insurance industry, placing it in the top 72.8%.
Is AIA Group's EV-to-EBIT too high?
AIA Group's current EV-to-EBIT of 13.48 is 20% below median its 10-year median of 16.77. Over the past 10 years, this metric has ranged from a low of 9.30 to a high of 31.78. The Insurance industry median EV-to-EBIT is 8.55. AIA Group's value of 13.48 is 57.7% above this industry median. Based on the distribution chart, AIA Group ranks #251 out of 345 companies in the Insurance industry, which is below the industry midpoint. Overall, AIA Group has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's EV-to-EBIT compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #251 out of 345 companies for EV-to-EBIT. This places AIA Group in the lower half of its industry. The industry median EV-to-EBIT is 8.55. AIA Group's value of 13.48 is 57.7% above this benchmark. Historically, AIA Group's own EV-to-EBIT has ranged from 9.30 to 31.78 over the past decade. While the company's 10-year median is 16.77 vs. the industry median of 8.55, AIA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current EV-to-EBIT of 13.48 is 57.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AIA Group and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current EV-to-EBIT is 13.48, which is 20% below median its own 10-year median of 16.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.42, compared to a current price of $9.86 — trading 4.6% above its estimated fair value. The current EV-to-EBIT is 13.48, which is 20% below median its 10-year median of 16.77 and 57.7% above the Insurance industry median of 8.55. AIA Group's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For AIA Group (AAIGF), the current EV-to-EBIT is 13.48 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIA Group (AAIGF) Overvalued in 2026?
Based on GuruFocus' analysis, AIA Group stock appears to be overvalued.
The current stock price of $9.86 is trading 4.6% above its estimated GF Value™ of $9.42.
GuruFocus considers AIA Group to be Fairly Valued.
Key valuation signals for AAIGF:
EV-to-EBIT: 13.48 (20% below median its 10-year median of 16.77)
GF Value™: $9.42 vs. price of $9.86 (4.6% above fair value)
Industry Position: 57.7% above the Insurance median (#251 of 345)
No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
57GF Score
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