AAIGF (AIA Group) Interest Expense: $-663 Mil (TTM As of Dec. 2025)


AAIGF AIA Group Ltd AAIGF
61 GF Score
Price $9.09
GF Value $9.81
Valuation Fairly Valued
! 2 Warning Signs
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What is AIA Group Interest Expense?

AIA Group AAIGF -1.20% 61 Interest Expense is $-663 Mil as of Dec. 2025. GuruFocus rates AAIGF with a GF Score™ of 61/100 and a GF Value™ of $9.81 (Fairly Valued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. AIA Group's interest expense for the six months ended in Dec. 2025 was $ -313 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-663 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. AIA Group's Operating Income for the six months ended in Dec. 2025 was $ 4,679 Mil. AIA Group's Interest Expense for the six months ended in Dec. 2025 was $ -313 Mil. AIA Group's Interest Coverage for the quarter that ended in Dec. 2025 was 14.95. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AIA Group  (OTCPK:AAIGF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AIA Group's Interest Expense for the six months ended in Dec. 2025 was $-313 Mil. Its EBIT for the six months ended in Dec. 2025 was $4,679 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was $14,671 Mil.

AIA Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*4679/-313
=14.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

AIA Group Interest Expense Historical Data

* Premium members only.

The historical data trend for AIA Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIA Group Interest Expense Chart

AIA Group Annual Data
Trend Nov16 Nov17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -357.00 -385.00 -463.00 -570.00 -663.00

AIA Group Semi-Annual Data
May16 Nov16 May17 Nov17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -231.00 -281.00 -289.00 -350.00 -313.00
AAIGF
61GF Score
AIA Group Ltd AAIGF
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AIA Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-663 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-663 Mil mean?
AIA Group (AAIGF) has a Interest Expense of $-663 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on AIA Group and its competitors.
Is AIA Group's Interest Expense too high?
AIA Group's current Interest Expense is $-663 Mil. Overall, AIA Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's Interest Expense compare to AFL and MET?
AIA Group's Interest Expense of $-663 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on AIA Group and its competitors. AIA Group's current Interest Expense is $-663 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.81, compared to a current price of $9.09 — trading 7.3% below its estimated fair value. The current Interest Expense is $-663 Mil. AIA Group's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For AIA Group (AAIGF), the current Interest Expense is $-663 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIA Group (AAIGF) Overvalued in 2026?

Based on GuruFocus' analysis, AIA Group stock appears to be undervalued. The current stock price of $9.09 is trading 7.3% below its estimated GF Value™ of $9.81. GuruFocus considers AIA Group to be Fairly Valued.

Key valuation signals for AAIGF:

  • Interest Expense: $-663 Mil
  • GF Value™: $9.81 vs. price of $9.09 (7.3% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AIA Group Business Description

Address No. 1 Connaught Road Central, 35th Floor, AIA Central, Hong Kong, HKG
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
61GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.09
Price
$9.81
GF Value