Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AIA GroupAAIGF +5.40%60 5-Year Yield-on-Cost % is 3.41 as of Jul. 17, 2026, which is 49% above its 10-year median of 2.29. GuruFocus rates AAIGF with a GF Score™ of 60/100 and a GF Value™ of $9.64 (Fairly Valued). The stock has 2 warning signs investors should review. Among 417 Insurance companies, AIA Group ranks worse than 55.16% on this metric.
AIA Group's yield on cost for the quarter that ended in Dec. 2025 was 3.41.
The historical rank and industry rank for AIA Group's 5-Year Yield-on-Cost % or its related term are showing as below:
AAIGF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.34 Med: 2.29 Max: 4.51
Current: 3.41
During the past 13 years, AIA Group's highest Yield on Cost was 4.51. The lowest was 1.34. And the median was 2.29.
AAIGF's 5-Year Yield-on-Cost % is ranked worse than 55.16% of 417
companies
in the Insurance industry
Industry Median: 3.98
vs AAIGF: 3.41
AIA Group (OTCPK:AAIGF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
AIA Group 5-Year Yield-on-Cost % Related Terms
AAIGF vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, AIA Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where AIA Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of AIA Group is calculated as
AIA Group (AAIGF) has a 5-Year Yield-on-Cost % of 3.41 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIA Group and its competitors. This is 49% above median its historical median of 2.29. Over the past decade, AIA Group's 5-Year Yield-on-Cost % has ranged from 1.34 to 4.51. According to the industry distribution chart, AIA Group ranks #230 out of 417 companies in the Insurance industry, placing it in the top 55.2%.
Is AIA Group's 5-Year Yield-on-Cost % too high?
AIA Group's current 5-Year Yield-on-Cost % of 3.41 is 49% above median its 10-year median of 2.29. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 4.51. The Insurance industry median 5-Year Yield-on-Cost % is 3.98. AIA Group's value of 3.41 is 14.3% below this industry median. Based on the distribution chart, AIA Group ranks #230 out of 417 companies in the Insurance industry, which is below the industry midpoint. Overall, AIA Group has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AIA Group's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #230 out of 417 companies for 5-Year Yield-on-Cost %. This places AIA Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.98. AIA Group's value of 3.41 is 14.3% below this benchmark. Historically, AIA Group's own 5-Year Yield-on-Cost % has ranged from 1.34 to 4.51 over the past decade. While the company's 10-year median is 2.29 vs. the industry median of 3.98, AIA Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.98, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current 5-Year Yield-on-Cost % of 3.41 is 14.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AIA Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current 5-Year Yield-on-Cost % is 3.41, which is 49% above median its own 10-year median of 2.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
Based on GuruFocus' analysis, AIA Group (AAIGF) is currently considered Fairly Valued. The stock's GF Value™ is $9.64, compared to a current price of $9.95 — trading 3.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.41, which is 49% above median its 10-year median of 2.29 and 14.3% below the Insurance industry median of 3.98. AIA Group's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For AIA Group (AAIGF), the current 5-Year Yield-on-Cost % is 3.41 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AIA Group (AAIGF) Overvalued in 2026?
Based on GuruFocus' analysis, AIA Group stock appears to be overvalued.
The current stock price of $9.95 is trading 3.2% above its estimated GF Value™ of $9.64.
GuruFocus considers AIA Group to be Fairly Valued.
Key valuation signals for AAIGF:
5-Year Yield-on-Cost %: 3.41 (49% above median its 10-year median of 2.29)
GF Value™: $9.64 vs. price of $9.95 (3.2% above fair value)
Industry Position: 14.3% below the Insurance median (#230 of 417)
No single metric tells the full story. See the AAIGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
60GF Score
Get the complete analysis for AAIGF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AAIGF has been successfully added to your 
