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AIA GroupAAIGF -0.04%38 3-Year EBITDA Growth Rate is 23.80% as of Jun. 2026, which is 142% above its 10-year median of 9.85. GuruFocus rates AAIGF with a GF Score™ of 38/100. The stock has 2 warning signs investors should review. Among 291 Insurance companies, AIA Group ranks better than 62.54% on this metric.
During the past 12 months, AIA Group's average EBITDA Per Share Growth Rate was 35.50% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 23.80% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 2.50% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 5.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of AIA Group was 25.70% per year. The lowest was -14.00% per year. And the median was 9.85% per year.
AIA Group (OTCPK:AAIGF) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
AIA Group 3-Year EBITDA Growth Rate Related Terms
AAIGF vs AFL, MET, PRU: 3-Year EBITDA Growth Rate Comparison
For the Insurance - Life subindustry, AIA Group's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AIA Group 3-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, AIA Group's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where AIA Group's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 23.80% mean?
AIA Group (AAIGF) has a 3-Year EBITDA Growth Rate of 23.80% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AIA Group and its competitors. This is 142% above median its historical median of 9.85. According to the industry distribution chart, AIA Group ranks #109 out of 291 companies in the Insurance industry, placing it in the top 37.5%.
Is AIA Group's 3-Year EBITDA Growth Rate too high?
AIA Group's current 3-Year EBITDA Growth Rate of 23.80% is 142% above median its 10-year median of 9.85. The Insurance industry median 3-Year EBITDA Growth Rate is 16.10. AIA Group's value of 23.80% is 47.8% above this industry median. Based on the distribution chart, AIA Group ranks #109 out of 291 companies in the Insurance industry, which is above the industry midpoint. Overall, AIA Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does AIA Group's 3-Year EBITDA Growth Rate compare to AFL and MET?
According to the Insurance industry distribution chart, AIA Group ranks #109 out of 291 companies for 3-Year EBITDA Growth Rate. This puts AIA Group in the upper half of its industry. The industry median 3-Year EBITDA Growth Rate is 16.10. AIA Group's value of 23.80% is 47.8% above this benchmark. While the company's 10-year median is 9.85 vs. the industry median of 16.10, AIA Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for an Insurance company?
The median 3-Year EBITDA Growth Rate among Insurance companies is 16.10, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AIA Group's current 3-Year EBITDA Growth Rate of 23.80% is 47.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for AIA Group and its competitors. For the Insurance industry, the median 3-Year EBITDA Growth Rate is 16.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AIA Group's current 3-Year EBITDA Growth Rate is 23.80%, which is 142% above median its own 10-year median of 9.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIA Group stock overvalued right now?
AIA Group (AAIGF) has a current 3-Year EBITDA Growth Rate of 23.80%. The current 3-Year EBITDA Growth Rate is 23.80%, which is 142% above median its 10-year median of 9.85 and 47.8% above the Insurance industry median of 16.10. AIA Group's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For AIA Group (AAIGF), the current 3-Year EBITDA Growth Rate is 23.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Headquartered in Hong Kong, AIA stands as one of the largest pan-Asian life insurance providers, offering a diversified portfolio of products spanning retirement savings plans, life insurance, and accident and health coverage. Formerly a subsidiary of American International Group, the company spun off and listed independently on the Hong Kong Stock Exchange in 2010. Beyond individual customers, AIA also delivers employee benefits, credit life, and pension services to corporate clients. With operations across 18 markets, the insurer serves more than 30 million individual policyholders and over 16 million members participating in group insurance schemes.
38GF Score
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