Bahrain Commercial Facilities Co BSC (BAH:BCFC) Cyclically Adjusted PS Ratio: 0.51 (As of Jul. 12, 2026) — 32% Below Median


What is Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio?

Bahrain Commercial Facilities Co BSC BAH:BCFC Cyclically Adjusted PS Ratio is 0.51 as of Jul. 12, 2026, which is 32% below its 10-year median of 0.75. The stock has 3 warning signs investors should review. Among 419 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks better than 89.74% on this metric.

As of today (2026-07-12), Bahrain Commercial Facilities Co BSC's current share price is BHD0.231. Bahrain Commercial Facilities Co BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was BHD0.45. Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio for today is 0.51.

The historical rank and industry rank for Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

BAH:BCFC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.4   Med: 0.75   Max: 1.49
Current: 0.51

During the past years, Bahrain Commercial Facilities Co BSC's highest Cyclically Adjusted PS Ratio was 1.49. The lowest was 0.40. And the median was 0.75.

BAH:BCFC's Cyclically Adjusted PS Ratio is ranked better than
89.74% of 419 companies
in the Credit Services industry
Industry Median: 3.09 vs BAH:BCFC: 0.51

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Bahrain Commercial Facilities Co BSC's adjusted revenue per share data for the three months ended in Mar. 2026 was BHD0.074. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BHD0.45 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Bahrain Commercial Facilities Co BSC  (BAH:BCFC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio Related Terms


Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio Chart

Bahrain Commercial Facilities Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.80 0.41 0.64 0.50

Bahrain Commercial Facilities Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.56 0.49 0.50 0.51

BAH:BCFC vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio falls into.



Bahrain Commercial Facilities Co BSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.231/0.45
=0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Commercial Facilities Co BSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Bahrain Commercial Facilities Co BSC's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.074/330.2130*330.2130
=0.074

Current CPI (Mar. 2026) = 330.2130.

Bahrain Commercial Facilities Co BSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.000 241.018 0.000
201609 0.123 241.428 0.168
201612 0.110 241.432 0.150
201703 0.108 243.801 0.146
201706 0.120 244.955 0.162
201709 0.105 246.819 0.140
201712 0.139 246.524 0.186
201803 0.115 249.554 0.152
201806 0.121 251.989 0.159
201809 0.123 252.439 0.161
201812 0.140 251.233 0.184
201903 0.104 254.202 0.135
201906 0.102 256.143 0.131
201909 0.120 256.759 0.154
201912 0.110 256.974 0.141
202003 0.108 258.115 0.138
202006 0.077 257.797 0.099
202009 0.068 260.280 0.086
202012 0.086 260.474 0.109
202103 0.087 264.877 0.108
202106 0.079 271.696 0.096
202109 0.105 274.310 0.126
202112 0.085 278.802 0.101
202203 0.068 287.504 0.078
202206 0.078 296.311 0.087
202209 0.095 296.808 0.106
202212 0.071 296.797 0.079
202303 0.078 301.836 0.085
202306 0.069 305.109 0.075
202309 0.067 307.789 0.072
202312 0.072 306.746 0.078
202403 0.073 312.332 0.077
202406 0.082 314.175 0.086
202409 0.067 315.301 0.070
202412 0.077 315.605 0.081
202503 0.078 319.799 0.081
202506 0.085 322.561 0.087
202509 0.075 324.800 0.076
202512 0.062 324.054 0.063
202603 0.074 330.213 0.074

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.51 mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Cyclically Adjusted PS Ratio of 0.51 as of Jul. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 32% below median its historical median of 0.75. Over the past decade, Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio has ranged from 0.40 to 1.49. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #43 out of 419 companies in the Credit Services industry, placing it in the top 10.3%.
Is Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio too high?
Bahrain Commercial Facilities Co BSC's current Cyclically Adjusted PS Ratio of 0.51 is 32% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.49. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. Bahrain Commercial Facilities Co BSC's value of 0.51 is 83.5% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #43 out of 419 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Bahrain Commercial Facilities Co BSC's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #43 out of 419 companies for Cyclically Adjusted PS Ratio. This places Bahrain Commercial Facilities Co BSC in the top 10% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.09. Bahrain Commercial Facilities Co BSC's value of 0.51 is 83.5% below this benchmark. Historically, Bahrain Commercial Facilities Co BSC's own Cyclically Adjusted PS Ratio has ranged from 0.40 to 1.49 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 3.09, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current Cyclically Adjusted PS Ratio of 0.51 is 83.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current Cyclically Adjusted PS Ratio is 0.51, which is 32% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 11.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.51, which is 32% below median its 10-year median of 0.75 and 83.5% below the Credit Services industry median of 3.09. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Cyclically Adjusted PS Ratio is 0.51 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bahrain Commercial Facilities Co BSC Business Description

Address Road 111, Bahrain credit Building, Buolding 290, Tubli, BHR, 701
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.