Bahrain Commercial Facilities Co BSC (BAH:BCFC) Scaled Net Operating Assets: 0.88 (As of Mar. 2026)


What is Bahrain Commercial Facilities Co BSC Scaled Net Operating Assets?

Bahrain Commercial Facilities Co BSC BAH:BCFC Scaled Net Operating Assets is 0.88 as of Mar. 2026. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bahrain Commercial Facilities Co BSC's operating assets for the quarter that ended in Mar. 2026 was BHD212.22 Mil. Bahrain Commercial Facilities Co BSC's operating liabilities for the quarter that ended in Mar. 2026 was BHD21.92 Mil. Bahrain Commercial Facilities Co BSC's Total Assets for the quarter that ended in Dec. 2025 was BHD216.40 Mil. Therefore, Bahrain Commercial Facilities Co BSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.88.

Bahrain Commercial Facilities Co BSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bahrain Commercial Facilities Co BSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(209.608-17.559)/220.804
=0.87

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=216.4 - 6.792
=209.608

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=109.135 - 91.576 - 0
=17.559

Bahrain Commercial Facilities Co BSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(212.221-21.916)/216.4
=0.88

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=222.131 - 9.91
=212.221

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=118.149 - 96.233 - 0
=21.916

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.88 mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Scaled Net Operating Assets of 0.88 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bahrain Commercial Facilities Co BSC and its competitors.
Is Bahrain Commercial Facilities Co BSC's Scaled Net Operating Assets too high?
Bahrain Commercial Facilities Co BSC's current Scaled Net Operating Assets is 0.88.
How does Bahrain Commercial Facilities Co BSC's Scaled Net Operating Assets compare to V and MA?
Bahrain Commercial Facilities Co BSC's Scaled Net Operating Assets of 0.88 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. Bahrain Commercial Facilities Co BSC's current Scaled Net Operating Assets is 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 10.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.88. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Scaled Net Operating Assets is 0.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bahrain Commercial Facilities Co BSC Business Description

Address Road 111, Bahrain credit Building, Buolding 290, Tubli, BHR, 701
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.