Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
What is Bahrain Commercial Facilities Co BSC Debt-to-Equity?
Bahrain Commercial Facilities Co BSCBAH:BCFC Debt-to-Equity is 0.93 as of Mar. 2026, which is 32% below its 10-year median of 1.36. The stock has 4 warning signs investors should review. Among 456 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks better than 56.58% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
BAH:BCFC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.85 Med: 1.36 Max: 1.78
Current: 0.93
During the past 13 years, the highest Debt-to-Equity Ratio of Bahrain Commercial Facilities Co BSC was 1.78. The lowest was 0.85. And the median was 1.36.
BAH:BCFC's Debt-to-Equity is ranked better than 56.58% of 456
companies
in the Credit Services industry
Industry Median: 1.225
vs BAH:BCFC: 0.93
Bahrain Commercial Facilities Co BSC (BAH:BCFC) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bahrain Commercial Facilities Co BSC Debt-to-Equity Related Terms
Bahrain Commercial Facilities Co BSC Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bahrain Commercial Facilities Co BSC Debt-to-Equity Chart
For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bahrain Commercial Facilities Co BSC Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bahrain Commercial Facilities Co BSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Debt-to-Equity of 0.93 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 32% below median its historical median of 1.36. Over the past decade, Bahrain Commercial Facilities Co BSC's Debt-to-Equity has ranged from 0.85 to 1.78. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #198 out of 456 companies in the Credit Services industry, placing it in the top 43.4%.
Is Bahrain Commercial Facilities Co BSC's Debt-to-Equity too high?
Bahrain Commercial Facilities Co BSC's current Debt-to-Equity of 0.93 is 32% below median its 10-year median of 1.36. Over the past 10 years, this metric has ranged from a low of 0.85 to a high of 1.78. The Credit Services industry median Debt-to-Equity is 1.23. Bahrain Commercial Facilities Co BSC's value of 0.93 is 24.1% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #198 out of 456 companies in the Credit Services industry, which is above the industry midpoint.
How does Bahrain Commercial Facilities Co BSC's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #198 out of 456 companies for Debt-to-Equity. This puts Bahrain Commercial Facilities Co BSC in the upper half of its industry. The industry median Debt-to-Equity is 1.23. Bahrain Commercial Facilities Co BSC's value of 0.93 is 24.1% below this benchmark. Historically, Bahrain Commercial Facilities Co BSC's own Debt-to-Equity has ranged from 0.85 to 1.78 over the past decade. While the company's 10-year median is 1.36 vs. the industry median of 1.23, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 456 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current Debt-to-Equity of 0.93 is 24.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current Debt-to-Equity is 0.93, which is 32% below median its own 10-year median of 1.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 11.2% below its estimated fair value. The current Debt-to-Equity is 0.93, which is 32% below median its 10-year median of 1.36 and 24.1% below the Credit Services industry median of 1.23. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Debt-to-Equity is 0.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bahrain Commercial Facilities Co BSC Business Description
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:BCFC has been successfully added to your 
