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Bahrain Commercial Facilities Co BSCBAH:BCFC Return-on-Tangible-Asset is 0.20% as of Mar. 2026, which is 91% below its 10-year median of 2.30. The stock has 3 warning signs investors should review. Among 545 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks worse than 50.83% on this metric.
The historical rank and industry rank for Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset or its related term are showing as below:
BAH:BCFC'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -11.89 Med: 2.3 Max: 6.08
Current: 1.85
During the past 13 years, Bahrain Commercial Facilities Co BSC's highest Return-on-Tangible-Asset was 6.08%. The lowest was -11.89%. And the median was 2.30%.
BAH:BCFC's Return-on-Tangible-Asset is ranked worse than 50.83% of 545
companies
in the Credit Services industry
Industry Median: 1.91
vs BAH:BCFC: 1.85
Bahrain Commercial Facilities Co BSC (BAH:BCFC) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Asset Related Terms
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Asset Chart
BAH:BCFC vs V, MA, AXP: Return-on-Tangible-Asset Comparison
For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.20% mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Return-on-Tangible-Asset of 0.20% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 91% below median its historical median of 2.30. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #277 out of 545 companies in the Credit Services industry, placing it in the top 50.8%.
Is Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset too high?
Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Asset of 0.20% is 91% below median its 10-year median of 2.30. The Credit Services industry median Return-on-Tangible-Asset is 1.91. Bahrain Commercial Facilities Co BSC's value of 0.20% is 89.5% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #277 out of 545 companies in the Credit Services industry, which is below the industry midpoint.
How does Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #277 out of 545 companies for Return-on-Tangible-Asset. This places Bahrain Commercial Facilities Co BSC in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.91. Bahrain Commercial Facilities Co BSC's value of 0.20% is 89.5% below this benchmark. While the company's 10-year median is 2.30 vs. the industry median of 1.91, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Credit Services company?
The median Return-on-Tangible-Asset among Credit Services companies is 1.91, based on 545 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Asset of 0.20% is 89.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median Return-on-Tangible-Asset is 1.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Asset is 0.20%, which is 91% below median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 11.2% below its estimated fair value. The current Return-on-Tangible-Asset is 0.20%, which is 91% below median its 10-year median of 2.30 and 89.5% below the Credit Services industry median of 1.91. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Return-on-Tangible-Asset is 0.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bahrain Commercial Facilities Co BSC Business Description
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.
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