Bahrain Commercial Facilities Co BSCBAH:BCFC Return-on-Tangible-Equity is 0.42% as of Mar. 2026, which is 91% below its 10-year median of 4.81. The stock has 3 warning signs investors should review. Among 525 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks worse than 60% on this metric.
The historical rank and industry rank for Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity or its related term are showing as below:
BAH:BCFC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -25.75 Med: 4.81 Max: 16.89
Current: 3.86
During the past 13 years, Bahrain Commercial Facilities Co BSC's highest Return-on-Tangible-Equity was 16.89%. The lowest was -25.75%. And the median was 4.81%.
BAH:BCFC's Return-on-Tangible-Equity is ranked worse than 60% of 525
companies
in the Credit Services industry
Industry Median: 7.01
vs BAH:BCFC: 3.86
Bahrain Commercial Facilities Co BSC (BAH:BCFC) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Equity Related Terms
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Equity Chart
BAH:BCFC vs V, MA, AXP: Return-on-Tangible-Equity Comparison
For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bahrain Commercial Facilities Co BSC Return-on-Tangible-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 0.42% mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Return-on-Tangible-Equity of 0.42% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 91% below median its historical median of 4.81. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #315 out of 525 companies in the Credit Services industry, placing it in the top 60%.
Is Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity too high?
Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Equity of 0.42% is 91% below median its 10-year median of 4.81. The Credit Services industry median Return-on-Tangible-Equity is 7.01. Bahrain Commercial Facilities Co BSC's value of 0.42% is 94% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #315 out of 525 companies in the Credit Services industry, which is below the industry midpoint.
How does Bahrain Commercial Facilities Co BSC's Return-on-Tangible-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #315 out of 525 companies for Return-on-Tangible-Equity. This places Bahrain Commercial Facilities Co BSC in the lower half of its industry. The industry median Return-on-Tangible-Equity is 7.01. Bahrain Commercial Facilities Co BSC's value of 0.42% is 94% below this benchmark. While the company's 10-year median is 4.81 vs. the industry median of 7.01, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Credit Services company?
The median Return-on-Tangible-Equity among Credit Services companies is 7.01, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Equity of 0.42% is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median Return-on-Tangible-Equity is 7.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current Return-on-Tangible-Equity is 0.42%, which is 91% below median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 11.2% below its estimated fair value. The current Return-on-Tangible-Equity is 0.42%, which is 91% below median its 10-year median of 4.81 and 94% below the Credit Services industry median of 7.01. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Return-on-Tangible-Equity is 0.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bahrain Commercial Facilities Co BSC Business Description
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.
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