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Bahrain Commercial Facilities Co BSCBAH:BCFC 1 3-Year EPS without NRI Growth Rate is 6.90% as of Jun. 2026, which is 237% above its 10-year median of 2.05. GuruFocus rates BAH:BCFC with a GF Score™ of 1/100 and a GF Value™ of BHD0.22 (Fairly Valued). The stock has 4 warning signs investors should review. Among 430 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks worse than 58.37% on this metric.
During the past 12 months, Bahrain Commercial Facilities Co BSC's average EPS without NRI Growth Rate was -5.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 6.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Bahrain Commercial Facilities Co BSC was 17.30% per year. The lowest was -96.00% per year. And the median was 2.05% per year.
Bahrain Commercial Facilities Co BSC (BAH:BCFC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Bahrain Commercial Facilities Co BSC 3-Year EPS without NRI Growth Rate Related Terms
BAH:BCFC vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bahrain Commercial Facilities Co BSC 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Bahrain Commercial Facilities Co BSC's 3-Year EPS without NRI Growth Rate falls into.
Bahrain Commercial Facilities Co BSC 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 6.90% mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a 3-Year EPS without NRI Growth Rate of 6.90% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bahrain Commercial Facilities Co BSC and its competitors. This is 237% above median its historical median of 2.05. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #251 out of 430 companies in the Credit Services industry, placing it in the top 58.4%.
Is Bahrain Commercial Facilities Co BSC's 3-Year EPS without NRI Growth Rate too high?
Bahrain Commercial Facilities Co BSC's current 3-Year EPS without NRI Growth Rate of 6.90% is 237% above median its 10-year median of 2.05. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.90. Bahrain Commercial Facilities Co BSC's value of 6.90% is 42% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #251 out of 430 companies in the Credit Services industry, which is below the industry midpoint. Overall, Bahrain Commercial Facilities Co BSC has a GF Score™ of 1/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bahrain Commercial Facilities Co BSC's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #251 out of 430 companies for 3-Year EPS without NRI Growth Rate. This places Bahrain Commercial Facilities Co BSC in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.90. Bahrain Commercial Facilities Co BSC's value of 6.90% is 42% below this benchmark. While the company's 10-year median is 2.05 vs. the industry median of 11.90, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.90, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current 3-Year EPS without NRI Growth Rate of 6.90% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current 3-Year EPS without NRI Growth Rate is 6.90%, which is 237% above median its own 10-year median of 2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.22, compared to a current price of BHD0.24 — trading 10% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.90%, which is 237% above median its 10-year median of 2.05 and 42% below the Credit Services industry median of 11.90. Bahrain Commercial Facilities Co BSC's overall GF Score™ is 1/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current 3-Year EPS without NRI Growth Rate is 6.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bahrain Commercial Facilities Co BSC (BAH:BCFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC stock appears to be overvalued.
The current stock price of BHD0.24 is trading 10% above its estimated GF Value™ of BHD0.22.
GuruFocus considers Bahrain Commercial Facilities Co BSC to be Fairly Valued.
Key valuation signals for BAH:BCFC:
3-Year EPS without NRI Growth Rate: 6.90% (237% above median its 10-year median of 2.05)
GF Value™: BHD0.22 vs. price of BHD0.24 (10% above fair value)
Industry Position: 42% below the Credit Services median (#251 of 430)
No single metric tells the full story. See the BAH:BCFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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