Bahrain Commercial Facilities Co BSC (BAH:BCFC) Equity-to-Asset: 0.48 (As of Jun. 2026) — 20% Above Median

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What is Bahrain Commercial Facilities Co BSC Equity-to-Asset?

Bahrain Commercial Facilities Co BSC BAH:BCFC Equity-to-Asset is 0.48 as of Jun. 2026, which is 20% above its 10-year median of 0.40. The stock has 3 warning signs investors should review. Among 548 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks better than 57.48% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bahrain Commercial Facilities Co BSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was BHD105.07 Mil. Bahrain Commercial Facilities Co BSC's Total Assets for the quarter that ended in Jun. 2026 was BHD217.56 Mil. Therefore, Bahrain Commercial Facilities Co BSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.48.

The historical rank and industry rank for Bahrain Commercial Facilities Co BSC's Equity-to-Asset or its related term are showing as below:

BAH:BCFC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.34   Med: 0.4   Max: 0.5
Current: 0.48

During the past 13 years, the highest Equity to Asset Ratio of Bahrain Commercial Facilities Co BSC was 0.50. The lowest was 0.34. And the median was 0.40.

BAH:BCFC's Equity-to-Asset is ranked better than
57.48% of 548 companies
in the Credit Services industry
Industry Median: 0.4 vs BAH:BCFC: 0.48

Bahrain Commercial Facilities Co BSC  (BAH:BCFC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Bahrain Commercial Facilities Co BSC Equity-to-Asset Related Terms


Bahrain Commercial Facilities Co BSC Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Bahrain Commercial Facilities Co BSC's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Commercial Facilities Co BSC Equity-to-Asset Chart

Bahrain Commercial Facilities Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.46 0.46 0.48 0.50

Bahrain Commercial Facilities Co BSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.49 0.50 0.47 0.48

BAH:BCFC vs V, MA, AXP: Equity-to-Asset Comparison

For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bahrain Commercial Facilities Co BSC Equity-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Bahrain Commercial Facilities Co BSC's Equity-to-Asset falls into.



Bahrain Commercial Facilities Co BSC Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Bahrain Commercial Facilities Co BSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=107.265/216.4
=0.50

Bahrain Commercial Facilities Co BSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=105.069/217.559
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.48 mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Equity-to-Asset of 0.48 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 20% above median its historical median of 0.40. Over the past decade, Bahrain Commercial Facilities Co BSC's Equity-to-Asset has ranged from 0.34 to 0.50. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #233 out of 548 companies in the Credit Services industry, placing it in the top 42.5%.
Is Bahrain Commercial Facilities Co BSC's Equity-to-Asset too high?
Bahrain Commercial Facilities Co BSC's current Equity-to-Asset of 0.48 is 20% above median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.34 to a high of 0.50. The Credit Services industry median Equity-to-Asset is 0.40. Bahrain Commercial Facilities Co BSC's value of 0.48 is 20% above this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #233 out of 548 companies in the Credit Services industry, which is above the industry midpoint.
How does Bahrain Commercial Facilities Co BSC's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #233 out of 548 companies for Equity-to-Asset. This puts Bahrain Commercial Facilities Co BSC in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Bahrain Commercial Facilities Co BSC's value of 0.48 is 20% above this benchmark. Historically, Bahrain Commercial Facilities Co BSC's own Equity-to-Asset has ranged from 0.34 to 0.50 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.40, Bahrain Commercial Facilities Co BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current Equity-to-Asset of 0.48 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current Equity-to-Asset is 0.48, which is 20% above median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Fairly Valued. The stock's GF Value™ is BHD0.22, compared to a current price of BHD0.23 — trading 5% above its estimated fair value. The current Equity-to-Asset is 0.48, which is 20% above median its 10-year median of 0.40 and 20% above the Credit Services industry median of 0.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Equity-to-Asset is 0.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bahrain Commercial Facilities Co BSC Business Description

Address Road 111, Bahrain credit Building, Buolding 290, Tubli, BHR, 701
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.