Bahrain Commercial Facilities Co BSC (BAH:BCFC) Retained Earnings: BHD20.92 Mil (As of Mar. 2026)

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What is Bahrain Commercial Facilities Co BSC Retained Earnings?

Bahrain Commercial Facilities Co BSC BAH:BCFC Retained Earnings is BHD20.92 Mil as of Mar. 2026. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bahrain Commercial Facilities Co BSC's retained earnings for the quarter that ended in Mar. 2026 was BHD20.92 Mil.

Bahrain Commercial Facilities Co BSC's quarterly retained earnings increased from Sep. 2025 (BHD23.12 Mil) to Dec. 2025 (BHD24.39 Mil) but then declined from Dec. 2025 (BHD24.39 Mil) to Mar. 2026 (BHD20.92 Mil).

Bahrain Commercial Facilities Co BSC's annual retained earnings increased from Dec. 2023 (BHD17.55 Mil) to Dec. 2024 (BHD22.48 Mil) and increased from Dec. 2024 (BHD22.48 Mil) to Dec. 2025 (BHD24.39 Mil).


Bahrain Commercial Facilities Co BSC  (BAH:BCFC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bahrain Commercial Facilities Co BSC Retained Earnings Historical Data

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The historical data trend for Bahrain Commercial Facilities Co BSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Commercial Facilities Co BSC Retained Earnings Chart

Bahrain Commercial Facilities Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 54.41 52.39 17.55 22.48 24.39

Bahrain Commercial Facilities Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.44 21.56 23.12 24.39 20.92

Bahrain Commercial Facilities Co BSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BHD20.92 Mil mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a Retained Earnings of BHD20.92 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bahrain Commercial Facilities Co BSC and its competitors.
Is Bahrain Commercial Facilities Co BSC's Retained Earnings too high?
Bahrain Commercial Facilities Co BSC's current Retained Earnings is BHD20.92 Mil.
How does Bahrain Commercial Facilities Co BSC's Retained Earnings compare to V and MA?
Bahrain Commercial Facilities Co BSC's Retained Earnings of BHD20.92 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. Bahrain Commercial Facilities Co BSC's current Retained Earnings is BHD20.92 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 11.2% below its estimated fair value. The current Retained Earnings is BHD20.92 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current Retained Earnings is BHD20.92 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bahrain Commercial Facilities Co BSC Business Description

Address Road 111, Bahrain credit Building, Buolding 290, Tubli, BHR, 701
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.