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Hvidbjerg Bank ASCHIX:HVIDC 64 Cyclically Adjusted PS Ratio is 2.88 as of Jul. 30, 2026, which is 45% above its 10-year median of 1.99. GuruFocus rates CHIX:HVIDC with a GF Score™ of 64/100 and a GF Value™ of kr54.24. The stock has 3 warning signs investors should review. Among 1,300 Banks companies, Hvidbjerg Bank AS ranks better than 63.31% on this metric.
The historical rank and industry rank for Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio or its related term are showing as below:
CHIX:HVIDc'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.09 Med: 1.99 Max: 3.46
Current: 2.76
During the past years, Hvidbjerg Bank AS's highest Cyclically Adjusted PS Ratio was 3.46. The lowest was 1.09. And the median was 1.99.
CHIX:HVIDc's Cyclically Adjusted PS Ratio is ranked better than 63.31% of 1300
companies
in the Banks industry
Industry Median: 3.42
vs CHIX:HVIDc: 2.76
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Hvidbjerg Bank AS's adjusted revenue per share data for the three months ended in Mar. 2026 was kr21.564. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr25.19 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Hvidbjerg Bank AS (CHIX:HVIDc) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Hvidbjerg Bank AS Cyclically Adjusted PS Ratio Related Terms
Hvidbjerg Bank AS Cyclically Adjusted PS Ratio Historical Data
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The historical data trend for Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hvidbjerg Bank AS Cyclically Adjusted PS Ratio Chart
CHIX:HVIDC vs PNC, USB: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hvidbjerg Bank AS Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio falls into.
Hvidbjerg Bank AS Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 2.88 mean?
Hvidbjerg Bank AS (CHIX:HVIDC) has a Cyclically Adjusted PS Ratio of 2.88 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hvidbjerg Bank AS and its competitors. This is 45% above median its historical median of 1.99. Over the past decade, Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio has ranged from 1.09 to 3.46. According to the industry distribution chart, Hvidbjerg Bank AS ranks #477 out of 1300 companies in the Banks industry, placing it in the top 36.7%.
Is Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio too high?
Hvidbjerg Bank AS's current Cyclically Adjusted PS Ratio of 2.88 is 45% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 3.46. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Hvidbjerg Bank AS's value of 2.88 is 15.8% below this industry median. Based on the distribution chart, Hvidbjerg Bank AS ranks #477 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, Hvidbjerg Bank AS has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Hvidbjerg Bank AS ranks #477 out of 1300 companies for Cyclically Adjusted PS Ratio. This puts Hvidbjerg Bank AS in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Hvidbjerg Bank AS's value of 2.88 is 15.8% below this benchmark. Historically, Hvidbjerg Bank AS's own Cyclically Adjusted PS Ratio has ranged from 1.09 to 3.46 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 3.42, Hvidbjerg Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hvidbjerg Bank AS's current Cyclically Adjusted PS Ratio of 2.88 is 15.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hvidbjerg Bank AS and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hvidbjerg Bank AS's current Cyclically Adjusted PS Ratio is 2.88, which is 45% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current Cyclically Adjusted PS Ratio of 2.88. The stock's GF Value™ is kr54.24, compared to a current price of kr72.50 — trading 33.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.88, which is 45% above median its 10-year median of 1.99 and 15.8% below the Banks industry median of 3.42. Hvidbjerg Bank AS's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current Cyclically Adjusted PS Ratio is 2.88 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?
Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued.
The current stock price of kr72.50 is trading 33.7% above its estimated GF Value™ of kr54.24.
Key valuation signals for CHIX:HVIDC:
Cyclically Adjusted PS Ratio: 2.88 (45% above median its 10-year median of 1.99)
GF Value™: kr54.24 vs. price of kr72.50 (33.7% above fair value)
Industry Position: 15.8% below the Banks median (#477 of 1300)
No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
64GF Score
Get the complete analysis for CHIX:HVIDC
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