Hvidbjerg Bank AS (CHIX:HVIDC) Net Debt Paydown Yield % : 7.82% (As of Jul. 22, 2026)

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CHIX:HVIDC Hvidbjerg Bank AS CHIX:HVIDC
68 GF Score
Price kr72.50
GF Value kr54.75
! 3 Warning Signs
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What is Hvidbjerg Bank AS Net Debt Paydown Yield %?

Hvidbjerg Bank AS CHIX:HVIDC 68 Net Debt Paydown Yield % is 7.82% as of Jul. 22, 2026. GuruFocus rates CHIX:HVIDC with a GF Score™ of 68/100 and a GF Value™ of kr54.75. The stock has 3 warning signs investors should review. Among 1,414 Banks companies, Hvidbjerg Bank AS ranks better than 80.62% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Hvidbjerg Bank AS's Net Debt Paydown Yield % was 7.82%.


Hvidbjerg Bank AS  (CHIX:HVIDc) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Hvidbjerg Bank AS Net Debt Paydown Yield % Related Terms


Hvidbjerg Bank AS Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Hvidbjerg Bank AS's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hvidbjerg Bank AS Net Debt Paydown Yield % Chart

Hvidbjerg Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.30 -9.57 0.56 -0.05 4.50

Hvidbjerg Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.05 1.82 3.80 4.50 7.41

CHIX:HVIDC vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hvidbjerg Bank AS Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's Net Debt Paydown Yield % falls into.


CHIX:HVIDC
68GF Score
Hvidbjerg Bank AS CHIX:HVIDC
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hvidbjerg Bank AS Net Debt Paydown Yield % Calculation

Hvidbjerg Bank AS's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 54.79-31.14 )/121.8
=19.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 7.82% mean?
Hvidbjerg Bank AS (CHIX:HVIDC) has a Net Debt Paydown Yield % of 7.82% as of Jul. 22, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Hvidbjerg Bank AS and its competitors. According to the industry distribution chart, Hvidbjerg Bank AS ranks #274 out of 1414 companies in the Banks industry, placing it in the top 19.4%.
Is Hvidbjerg Bank AS's Net Debt Paydown Yield % too high?
Hvidbjerg Bank AS's current Net Debt Paydown Yield % is 7.82%. Based on the distribution chart, Hvidbjerg Bank AS ranks #274 out of 1414 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hvidbjerg Bank AS has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Hvidbjerg Bank AS ranks #274 out of 1414 companies for Net Debt Paydown Yield %. This places Hvidbjerg Bank AS in the top 19% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Hvidbjerg Bank AS and its competitors. Hvidbjerg Bank AS's current Net Debt Paydown Yield % is 7.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current Net Debt Paydown Yield % of 7.82%. The stock's GF Value™ is kr54.75, compared to a current price of kr72.50 — trading 32.4% above its estimated fair value. The current Net Debt Paydown Yield % is 7.82%. Hvidbjerg Bank AS's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current Net Debt Paydown Yield % is 7.82% as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr72.50 is trading 32.4% above its estimated GF Value™ of kr54.75.

Key valuation signals for CHIX:HVIDC:

  • Net Debt Paydown Yield %: 7.82%
  • GF Value™: kr54.75 vs. price of kr72.50 (32.4% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hvidbjerg Bank AS Business Description

Other Exchanges HVID:Denmark
Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
68GF Score

Get the complete analysis for CHIX:HVIDC

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr72.50
Price
kr54.75
GF Value